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Trip Details.

  • We are sorry!

    We are unable to provide cover for this trip. Travellers aged over 80 years and over can only purchase travel insurance for a maximum duration of 6 months.

    Please visit our partner website to purchase travel insurance for this trip.


Already overseas travel insurance

Heading abroad?  Perhaps you’ve left already and forgotten to buy travel insurance. Luckily, with TINZ you can buy cover even after you’ve departed. Don’t sweat the small stuff. Just travel.

24/7 emergency assistance


Your health is our number one priority. Our emergency assistance experts are just a phone call away 24 hours a day, seven days a week.

cancellation cover


Don’t lose out if you have to cancel your trip. We offer cover for cancellation costs if you can no longer travel or have to return home early due to unforeseen events.

travel delays


Airport delays are a common frustration when travelling. Our travel insurance provides you with compensation if you’re delayed for more than six hours.

Family emergency cover


Had to rush home or cancel due to a family emergency? We’ll cover your lost non-refundable deposits so you have one less thing to worry about.

riding a motorbike


You’re covered on two wheels, so long as you’re wearing a helmet and the driver holds a valid licence recognised for your intended destination.

travel insurance gadget


No doubt you’ll be taking a few gadgets away with you. Our plans provide different levels of cover for phones, iPads, cameras and laptops.

Luggage cover


Rest assured that your luggage is covered in the event of loss or theft, whether you’re near or far from home. Phew!

cruise insurance


We’re on board with you and don’t charge any extra if you’re heading on a cruise. With TINZ, you’re covered from ship to shore.



Properly protect your holiday with travel insurance from TINZ and get extra cover for your adventure activities, winter trips, luxury items and more.


There are always risks when you travel, even in your home country. Protect your New Zealand holiday with domestic travel insurance and get cover for rental car excess, luggage, personal effects, lost deposits and more.


Looking for ski insurance? Snow problem! TINZ covers a range of winter sports from skiing, snowboarding to heli-skiing & cat skiing. Simply select snow ski cover within the quote insurance


Are your travel plans packed with thrills and spills? Without proper cover, your heart-pounding adventure could leave you with a headache..adventure activities


Are you travelling with a group of friends, school or club? TINZ offers special rates that can save you significant time and money!


Love to explore by the sea? Cruise insurance means you’ll leave port with nothing but plain sailing! So water you waiting for?high value items


Don’t let a pre-existing medical condition get in the way of your travels.  We cover 35 existing medical conditions automatically for free. You can also apply to cover additional conditions by assessment.




Don't forget next time around! Get a annual policy that covers you for unlimited trips all year round. If you’re planning several trips this year then frequent traveller policy can save you time and money.

frequent traveller annual multi-trip frequent cruise cover

Our annual multi-trip policy covers an unlimited number of trips over a 12 month period. We give you the same level of cover as our comprehensive international plan, meaning you get full coverage for less. You can tailor your individual trip duration from 15 days up to 90 days. Please note this policy is only available for customers under the age of 64.





Whether you hadn’t considered it until you were abroad, or simply forgot to purchase
travel insurance in all the excitement of planning your trip, you can be rest assured that we’ve
got you covered. You can purchase a policy from TINZ even if your adventure has begun.

  • Q. Can I buy travel insurance if I’m already travelling?
  • Yes, you most definitely can. If you’re a New Zealand resident already overseas, you can purchase travel insurance away from home, no matter where in the world you are.  Simply use the quote box above to purchase our Already Overseas plan or contact our friendly customer service team.

  • Q. Is there an age limit if I'm already overseas?
  • The age limit for travellers who wish to purchase our already overseas policy is 64 years old.

  • Q. does a waiting period apply to this plan?
  • Yes, There is a 72 hour waiting period on all claims from the date you commenced your journey. 

  • Q. My travel insurance has run out! Can I get cover?
  • We’re flexible and work around your travel plans. Unlike other insurers we’ll cover you in the event that your previous policy has run out or you simply forgot to buy cover in the first place.

  • Q. Can I get cover if I don’t have a return flight back to New Zealand booked?
  • Yes. You can still get cover if you haven’t actually booked your return flight, but you must be returning to New Zealand at some point. You need to provide us with an end date in order for us to quote and cover the duration of your travels. You can extend your policy if you decide to stay longer.

  • Q. What am I covered for?
  • You get the same great cover offered in our Comprehensive plan.  This includes 24/7 overseas emergency assistance, unlimited medical & hospital expenses, cancellation & lost deposits cover, and more. Visit our policy comparison page to see the full range of benefits. You also have the option to add on extra cover in the event that you will be skiing, or taking part in any sports & adventure activities.  To fully understand what is covered and what isn’t covered by this plan, please refer to our policy wording.

  • Q. Can I cover my medical conditions?
  • TINZ automatically covers 35 pre-existing medical conditions at no cost. This includes conditions such as acne, asthma, cataracts, diabetes and osteoporosis. Click here to see a full list of conditions that are automatcially covered. There is no cover under the Already Overseas plan for medical conditions other than those specifically listed.