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Travel insurance for fiji

Fancy a no-stress holiday with sun, surf and sea? Fiji ticks all the boxes and then some!  
Just don't forget to pack your Fiji travel insurance to keep your holiday in the hammock hassle free.

emergency assistance

24/7 Emergency 
Assistance

24 hours a day, seven days a week - our emergency assistance team will be there to help, no matter the timezone.

cancellation cover

Cancellation 
Cover

Don’t lose out if you have to cancel your Fiji trip. We offer cover if you can no longer travel or have to return home early due to unforeseen events.

travel delays

Travel
DELAYS

Delayed by six hours or more? Our policies will look after you while you wait to get your holiday back up in the air.

terrorism

Terrorism
cover

Sometimes the world can be a scary place. If your holiday is affected by terrorism, we’ll pay for your flight home, cover medical costs and in some cases trip cancellation.

motorbike

Riding a Motorbike
or Scooter

Scooters and motorbikes are a popular way to get around Fiji. If you're properly licensed to ride, then we'll cover you.

gadget cover

GADGET
COVER

Imagine you just dropped your Digital SRL into that tropical blue lagoon. Our plans provide different levels of cover for phones, iPads, cameras and laptops.

longer cover

Longer
cover

That’s right, we for longer. Most insurers limit their cover to twelve months, with TINZ you can get cover for up to 18 months with the ability to extend.

cruise insurance

Cruise
cover

We’re on board with you and don’t charge any extra if you’re heading on a cruise throughout the year. With TINZ, you’re covered from ship to shore.

FIJI traveller's guide

Looking forward to an island getaway? With more than 300 islands, Fiji might be the perfect place for you. Check out our tips on making the most of your trip! 

fiji travel insurance best

Fiji Visa New ZealandVISAS

New Zealand passport holders do not require a visa to visit Fiji, and you are granted a visitor's permit on arrival, which lasts for up to four months. You can apply when you're in Fiji to extend it to six months, or if you're planning to stay longer, you can apply for long-term visa in New Zealand.

Best Time to Visit FijiBEST TIME TO VISIT

July through August and December through January tend to be the busiest periods, as many New Zealand and Australian travellers visit during the school and university holidays, and over the Christmas and New Year breaks. February and March, June, October and November often offer travellers the best bang for their buck.

Summer (November to March) tends to be dominated by warm, wet weather - expect it to rain a lot! The drier season (May to September) is still warm enough for water activities, but the best time may be October and early November, with the weather starting to warm up but the rain and the tourists holding off.

Fiji Travel TipsNEED TO KNOW TIPS

Bula means hello, vinaka means thank you, and you will hear those two all day long. Fiji is one of the friendliest places for tourists.

Machetes are common place, but don't be too worried. They are used frequently by workers, and are unlikely to indicate something sinister.

Sunday is church day. Fiji is highly Christianised, and most people go to church in their best outfits. Most shops are closed or have limted hours. Hinduism is also very popular, and visiting during Diwali or Holi mean you will be treated to fireworks.

Getting Around FijiGETTING AROUND

Fiji is spread out over a huge area - more than 1.2 million square kilometres. While many islands look close enough together, travel between them often includes heading back to the largest island, Viti Levu, which acts as something of a central hub for trade and tourism. Pacific Sun, the domestic arm of Fiji Airways, dominates most of the local market. Mostly served by tiny twin engine planes, it is the quickest way to get around, and availability is rarely an issue. The baggage allowance is very small though! Northern Air, Turtle Airways and Fiji Seaplanes also operate a number of flights around Viti Levu and wider Fiji. 

Modern passenger catamarans or older ferries, which transport both people and vehicles are very popular options for seeing the larger and more populated islands.

With no rail, hiring a car, or catching the bus or taxis are popular ways to get around the largest islands. If you're planning to get out of the city and see the sights, hiring a taxi between a few people can be an affordable way to do it.

It is time to move forward together. Stronger for the bitter experiences we have shared, wiser for the suffering inflicted on us and more compassionate for having the capacity to forgive. For all its faults and cruelties, Fiji remains a country full of promise and hope simply demonstrated by the goodwill that has endured and the love we have for this land that is our home​.

  - Ratu Joni Madraiwiwi, Politician and Legal Scholar

What to Eat FijiWHAT TO EAT

Seeing Fiji? It's all about the seafood. Try Kokoda, a fish marinated in lemon and other citris juices, and then mixed with chili, coconut, tomatoes and onions.  Or get stuck into some baigan valo, a steamed eggplant stuffed with fresh fish and topped with coconut cream. Otherwise, the classic fish soup, served in a coconut milk broth, is a hearty and simply dish that is easy to find. 

Around 40% of Fiji's population can trace their heritage to India, having arrived on mass in the 1800s. As such, Indian-style food is popular here, but a little lighter and more coastal in flavour.

Have a sweet tooth? Ditch the breakfast banana bread, and try a slice of coconut bread for breakfast. Alternatively, Purini is a kind of steamed pudding, often topped with custard or butter. 

Where to Go FijiWHERE TO GO

With so many islands, you might find it best to visit just a few than trying to attend to them all.

While on the main island, stop in at Nadi and sample some of the our highlights, including the traditional crafts market, the Sri Siva Subramaniya Swami Temple, and the local curry house, aptly named Curry House. Located just outside the city is the perfectly landspaced Garden of the Sleeping Giant, and are an incredible showcase of Fiji's natural heritage. Between Nadi and Lautoka, the Sabeto Hot Springs and Mud Baths are a must-do immersion in Fijian culture. Want to check out an extinct volcano? Mount Tamanivi is Fiji's highest peak, and a popular attraction while in Viti Levu.

Neighbouring Vanua Levu's east coast is Taveuni Island, aka Fiji's Garden of Eden. With most of the island protected with National Heritage Park listing, it is thick with rare plant and animal species and stunning waterfalls, including the 60-foot Tavoro Waterall.

Fiji TravelNEXT STOP!

Planning on heading elsewhere on your trip? Whether you're saying 'Hey!' to the USA, or you're chilling in China, TINZ has you covered.

 

TRAVEL INSURANCE OPTIONS

With hundreds of surrounding islands, there is so much to explore on a Fiji holiday.
Whether it's island hopping, cruising, snorkelling, scuba diving, or parasailing, 
TINZ has the extra cover you’re looking for.

DOMESTIC TRAVEL

Travelling around New Zealand as well? Our domestic policies include rental vehicle excess, cancellation and luggage cover while in New Zealand.

INSURANCE FOR CRUISING

Cruising around the Pacific? Good news - cruising is automatically covered with all TINZ policies. 

Adventure Activities

If you feel like picking up the pace, there are plenty of adventure activities to get your wet your appetite in Fiji.  Be sure to explore our sports and activities pack.

GROUP BOOKINGS

We apply an automatic discount for groups of 2 or more, with big savings for groups of ten or more.

Specific Items

Travelling with something that you can't live without? You may be able to list it as a specific item on your policy so you can insure it for its full value.

PRE-EXISTING MEDICAL
CONDITIONS

We cover 35 conditions automatically, and offer online medical screening forms to customers who have additional conditions, so you can find out straight away if we can cover you.

 

 

 

COMPARE OUR PLANS

Whether you’re looking for budget cover or after the full works, we have a travel insurance plan to suit your holiday.

Essentials

See benefits
  • OVERSEAS EMERGENCY MEDICAL ASSISTANCE^
  • Unlimited
  • MEDICAL EXPENSES INCURRED OVERSEAS ^
  • Unlimited
  • INLUDES DENTAL EXPENSES^
  • 500
  • HOSPITAL CASH ALLOWANCE
  • Nil
  • ACCIDENTAL DEATH
  • Nil
  • PERMANENT DISABILITY^
  • Nil
  • CANCELLATION FEES AND LOST DEPOSITS
  • 10,000
  • ADDITIONAL ACCOMODATION & TRAVEL EXPENSES
  • Nil
  • INCLUDES FAMILY EMERGENCY
  • Nil
  • INCLUDES EMERGENCY COMPANION COVER
  • Nil
  • TRAVEL SERVICES PROVIDER INSOLVENCY
  • Nil
  • RESUMPTION OF JOURNEY^
  • Nil
  • DISTRUPTION OF JOURNEY^
  • Nil
  • ALTERNATIVE TRANSPORT EXPENSES^
  • Nil
  • LUGGAGE AND PERSONAL EFFECTS
  • 5,000
  • TRAVEL DOCUMENTS & CREDIT CARDS
  • Nil
  • THEFT OF CASH^
  • Nil
  • LUGGAGE & PERSONAL EFFECTS DELAY EXPENSES^
  • Nil
  • PERSONAL LIABILITY
  • 5 Million
  • RENTAL VEHICLE EXCESS
  • Nil
  • OVERSEAS MEDICAL EXPENSES
  • Unlimited
  • REARRANGEMENT OR REPATRIATION
  • Nil
  • HIJACK AND KIDNAP^
  • Nil
  • LOSS OF INCOME^
  • Nil

Comprehensive

See benefits
  • OVERSEAS EMERGENCY MEDICAL ASSISTANCE^
  • Unlimited
  • MEDICAL EXPENSES INCURRED OVERSEAS ^
  • Unlimited
  • INLUDES DENTAL EXPENSES^
  • 1,000
  • HOSPITAL CASH ALLOWANCE
  • 5,000
  • ACCIDENTAL DEATH
  • 15,000
  • PERMANENT DISABILITY^
  • 15,000
  • CANCELLATION FEES AND LOST DEPOSITS
  • 25,000
  • ADDITIONAL ACCOMODATION & TRAVEL EXPENSES
  • 25,000
  • INCLUDES FAMILY EMERGENCY
  • YES
  • INCLUDES EMERGENCY COMPANION COVER
  • YES
  • TRAVEL SERVICES PROVIDER INSOLVENCY
  • Nil
  • RESUMPTION OF JOURNEY^
  • 3,000
  • DISTRUPTION OF JOURNEY^
  • 1,000
  • ALTERNATIVE TRANSPORT EXPENSES^
  • 5,000
  • LUGGAGE AND PERSONAL EFFECTS
  • 15,000
  • TRAVEL DOCUMENTS & CREDIT CARDS
  • 2,500
  • THEFT OF CASH^
  • 250
  • LUGGAGE & PERSONAL EFFECTS DELAY EXPENSES^
  • 250
  • PERSONAL LIABILITY
  • 5 Million
  • RENTAL VEHICLE EXCESS
  • 6,000
  • OVERSEAS MEDICAL EXPENSES
  • Unlimited
  • REARRANGEMENT OR REPATRIATION
  • Nil
  • HIJACK AND KIDNAP^
  • Nil
  • LOSS OF INCOME^
  • 10,400

If you claim for the same or similar services/facilities under Sections 6, 7, 7A and/or 7B, we will only pay the higher of the two amounts, not both. Sub-limits may apply, please refer to the relevant sections in the PDS.

* means that the benefit is not covered while travelling in New Zealand.

 

 

FREQUENT TRAVELLER TRAVEL INSURANCE

Longing for island living? If you’re planning several island hops this year, a frequent traveller policy can save you time and money.

frequent traveller annual travel insurance frequent cruise cover

Travellers 64 and under can choose a frequent traveller policy of up to 15 days, or up to 90 days maximum trip duration, so you can leave New Zealand as many times as you'd like in one year. Choose Asia Pac if you're staying close to home, or limited worldwide or worldwide if there's a whole lot of world you'd like to see this year.

 
 

Fiji TRAVEL INSURANCE FAQs

At TINZ, provided you were acting with reasonable caution we would cover you for any unfortunate accidents or illnesses that force you to seek emergency health care.
Read on to find out more.

  • Q. Am I covered to ride a motorbike or scooter?
  • Yes, so long as you wear a helmet (regardless of whether you are the driver or riding pillion) and hold a valid license that is recognised in Thailand. If you were to sustain an injury while riding a motorbike or scooter you’d be covered provided you abide by the above.

  • Q. Am I covered in the event of a terror attack?
  • Unlike most insurers we don’t exclude terrorism. If you’re caught up in an act of terror, we’ll pay for your flight home, cover your medical costs and in some cases, reimburse you for trip cancellation. See PDS for further details.

  • Q. Am I covered for activities and water sports?
  • At TINZ we cater to those with a taste for adventure. Many of the activities in Fiji revolve around water sports (it is an island after all!). We cover a wide range of adventure sports such as diving (max depth 30 metres), snorkelling, parasailing and jet skiing and more. Click to see what activities we cover.

  • Q. Am I covered in the event of a volcanic eruption or other natural disaster?
  • In the event that you are affected by an unforeseen natural disaster (and have bought a comprehensive policy), you would be covered for travel disruptions, additional accommodation expenses and lost deposits. However, in order to be covered you would need to have purchased a policy before news of the natural disaster hit the mainstream media.

  • Q. Am I covered for food poisoning, Malaria or Dengue fever?
  • As Fiji is a developing country there are medical risks you may be at risk of contracting.. However, you can be rest assured that all our policies cover you for unlimited medical benefits if you were to fall ill. This includes access to hospitals, ambulance, doctors and evacuation and repatriation home if required.

  • Q. How do alcohol and drugs affect my cover?
  • When it comes to alcohol we understand that for some, there’s no better way to kick off a holiday than with a poolside cocktail (or two). However, please note we may exclude any claims where excessive drugs or alcohol have been involved.

  • Q. Am I covered for pickpocketing?
  • Yes- you’re covered for muggings provided of course, you were acting with reasonable care (i.e. did not leave your belongings unattended). If you’re the victim of a pickpocket (even of the cheeky monkey variety), you’d be covered for loss, theft and damage to your luggage and personal effects. If you are robbed it’s important that you get a police report and contact us as soon as possible.

  • Q. Is my IPad, SLR camera or laptop covered?
  • Technically speaking, yes. Bear in mind the most we will pay for individual single items is $1,000, and $3,000 for personal computers, video recorders or cameras. If you are taking particularly expensive items on your holiday – make sure they are covered! Even if you’ve purchased our Comprehensive Plus plan (with a benefit amount of $25,000 for luggage and belongings), single limits apply, so you would not be covered for a single item worth $25,000.

  • Q. What is a dependant?
  • A dependant refers to your child or grandchild not in full-time employment under the age of 19 and travelling with you on your journey.

  • Q. What do you mean by ‘family’?
  • At TINZ we define ‘family’ as your spouse or partner and your dependent children or grandchildren. Your family members would need to be travelling with you at all times and must be named on your Certificate of Insurance.