At TINZ, we don't charge any extra if you're heading on a cruise! Cruise cover means you’ll leave port with nothing but plain sailing... so water you waiting for?
We’re on board with you and don’t charge any extra if you’re heading on a cruise. With TINZ, you’re covered from ship to shore.
Don’t lose out if you have to cancel your trip. We offer cover for cancellation costs if you can no longer travel or have to return home early due to unforeseen events.
Airport delays are a common frustration when travelling. Our travel insurance provides you with compensation if you’re delayed for more than six hours.
Getting you to hospital quick-smart is of utmost importance. If you’re sick or injured at sea, we will get you to the nearest hospital.
Don’t let a pre-existing medical condition hinder your travels. We cover 35 existing medical conditions automatically for free.
No doubt you’ll be taking a few gadgets away with you. Our plans provide different levels of cover for phones, iPads, cameras and laptops.
Whether you’re after the bare essentials or fully comprehensive cover, TINZ offers a range of options to suit all types of travellers and budgets.
Your health is our number one priority. Our emergency assistance experts are just a phone call away 24 hours a day, seven days a week.
Are you a frequent cruiser? If you’re planning to hit the deck several times this year a frequent traveller policy can save you time and money.
Our annual multi-trip policy covers an unlimited number of trips over a 12 month period. We give you the same level of cover as our comprehensive international plan, meaning you get full coverage for less. You can tailor your individual trip duration from 15 days up to 90 days. Please note this policy is only available for customers under the age of 64.
The key to calm water cruising is knowing you’re covered should something wrong. Because cruise cover is a little different to standard travel insurance, we've clarified any confusing queries below.
No, We don’t charge any extra if you’re heading on a cruise. With TINZ, you’re covered from ship to shore.
Yes, travellers on domestic cruises in New Zealand waters must purchase an international plan to ensure they are covered for emergency medical assistance and medical and hospital expenses onboard.
Yes, you must tell us every country or region the ship will visit. If you neglect to do so you may not be covered for all the countries you are visiting.
Persons of any age can buy a policy, however trip limits do apply. Those under 69 years can purchase a policy for a maximum trip duration of 18 months only. Those over 70 can purchase a policy for a maximum trip duration of six months only
Yes, all our policies cover you for unlimited medical benefits. If you were to have an unforeseen accident on board you’d be covered.
Simple treatments, consultations and medications on board a ship are charged at private rates. These can amount to $100 for just a quick 10-minute appointment. All our policies cover you for on-board doctor visits, prescribed drugs, hospital stays and more.
Yes, if you have a serious accident or severe illness out at sea, we will pay for helicopter evacuation to get you to the nearest hospital on land.
Yes, if you on frequent cruises, you could save by purchasing an annual multi-trip policy. This covers you for an unlimited number of holidays (on land and at sea) within 12 months. Frequent traveller policies are available to those under 64 years and under only.
You are not covered for change of mind. Our cancellation benefits will cover you for transport and accommodation expenses if you experience delays or cancellation of your travel plans due to unforeseen circumstances. This can include illness, accident, natural disaster, bad weather. For more information see Policy Wording.
Yes, at TINZ we cover you for theft, damage, delay and loss of your luggage and personal items on land and at sea.