High end holidays!

Step one

Trip Details.

  • We are sorry!

    We are unable to provide cover for this trip. Travellers aged over 80 years and over can only purchase travel insurance for a maximum duration of 6 months.

    Please visit our partner website www.comparetravelinsurance.co.nz to purchase travel insurance for this trip.





Planning to pack all your posh frocks and top of the line gadgets for your holidays? Taking high value items on your trip can be risky. Luckily we've got travel insurance options for your high-end gear!


cameras & video recorders

Ready to snap away? Get picture perfect when you upgrade your policy with additional cover for your expensive camera and lens.

mobile phone

mobile phones
& tablets

These days we’d be lost without our phones by our side. Make sure you’re never offline and have adequate protection for your smart phone.


& computers

Need your computer for a business trip? Pay a little extra and relax knowing your work gadgets are covered and good to go!

golf clubs


Don’t be caught swinging without adequate club cover! Get a hole in one  with extra insurance for your entire golf set. Birdie!

ski equipment


Winter sports gear doesn’t come cheap! We let you protect your steep ski sports equipment without taking the piste!

luxury luggage


Packing your Prada purse or Louis Vuitton luggage? Don’t desert your designer bags! Cover your couture with specified high value protection.



This holiday, make sure you're whizzing from A to B worry free! We make it wheel easy to add extra cover for your fancy get-around.

medical equpment


Your trip wouldn’t be the same without your hearing aids or diabetes pump. Safeguard your required medical equipment today.



Properly protect your holiday with travel insurance from TINZ and get extra cover for your adventure activities, winter trips, luxury items and more.


There are always risks when you travel, even in your home country. Protect your New Zealand holiday with domestic travel insurance and get cover for rental car excess, luggage, personal effects, lost deposits and more.


Looking for ski insurance? Snow problem! TINZ covers a range of winter sports from skiing, snowboarding to heli-skiing & cat skiing. Simply select snow ski cover within the quote process.ski insurance


Are your travel plans packed with thrills and spills? Without proper cover, your heart-pounding adventure could leave you with a headache.adventure activities


Are you travelling with a group of friends, school or club? TINZ offers special rates that can save you significant time and money!

Cruise cover

Love to explore by the sea? Cruise insurance means you’ll leave port with nothing but plain sailing! So water you waiting for?high value items


Don’t let a pre-existing medical condition get in the way of your travels.  We cover 35 existing medical conditions automatically for free. You can also apply to cover additional conditions by assessment.




Get comprehensive cover all year round. If you’re planning several trips this year a frequent traveller policy can save you time and money.

frequent traveller annual multi-trip frequent cruise cover

Our annual multi-trip policy covers an unlimited number of trips over a 12 month period. We give you the same level of cover as our comprehensive international plan, meaning you get full coverage for less. You can tailor your individual trip duration from 15 days up to 90 days. Please note this policy is only available for customers under the age of 64.



  • Q. How much does an item have to be to be worth to be classed as a high value item?
  • If you’re a tech-head you’ll be glad to hear that our standard luggage insurance covers personal computers, video recorders and cameras for up to $3,000 per item. All other items, including mobile phones and tablets are covered for up to $1,000. If you have an item that exceeds either of these costs you can insure it separately up to an additional $5,000.

  • Q. How can I prove my item’s value?
  • You will need to provide a receipt or letter of evaluation to prove worth and ownership.

  • Q. If I buy an expensive item on holiday can I insure it as a high value item from overseas?
  • As much fun as it is to shop ‘til you drop abroad,  we cannot insure any new purchases you make when you are already overseas. Only belongings you had prior to taking off will be covered.

  • Q. Does depreciation apply to specified high value items?
  • No. We do not apply depreciation to any high value items you specify on your policy. Please note that we will not pay more than the original purchase price for any one item. We also have the option to repair or replace the item instead of reimbursing you for the item’s value.

  • Q. What if I lose only one item of a set?
  • Some things are better in pairs! If you lose one item of a pair we will reimburse you for the cost of both. So if you were to lose the one shoe we would cover you for the pair.

  • Q. Are there any items you do not cover?
  •  We are unable to cover for Sporting equipment while in use (such as bicycles, sufboards, ski equipment, etc) musical instruments, jewellery over $1,000 (including wedding bands and engagement rings) and firearms or weapons of any type.

  • Q. Will you cover my wedding band and/or engagement ring?
  • We are only able to cover an item of jewellery on our policies for up to $1,000. If  you need more cover than that we would suggest insuring your rings under your home and contents policy.

  • Q. What exclusions might affect my claim?
  • We do not cover for general deterioration of your belongings or any damage due to cleaning, repair or alteration, or wear & tear.

  • Q. If I need to claim for my high value item, does an excess apply?
  • Yes, a standard excess of $100 or $200 (depending on the option you have chosen) applies to all high value item claims.