Regardless of whether you travel regularly or are planning the trip of a life time, travel is unpredictable. Comprehensive travel insurance gives you the freedom to focus on the fun stuff. Don’t worry. Just travel.
At TINZ your health is our number one priority. Our emergency assistance experts are just a phone call away 24 hours a day, seven days a week.
Don’t lose out if you have to cancel your trip. Our Comprehensive Plus policy covers unlimited costs if you can no longer travel or have to return home early.
Airport delays are a common frustration when travelling. Our high level travel insurance provides you with compensation if you’re delayed for more than six hours.
If you’re caught up in an act of terror, we’ll pay for your flight home, cover medical costs and in some cases provide you with reimbursement for trip cancellation.
You’re covered on two wheels, so long as you’re wearing a helmet and the driver holds a valid licence recognised in the country you are travelling.
No doubt you’ll be taking a few gadgets away with you. Our comprehensive plans provide top levels of cover for phones, iPads, cameras and laptops.
Rest assured with top notch cover your luggage is covered in the event of loss or theft, whether you’re near or far from home. Phew!
We’re on board with you and don’t charge any extra if you’re heading on a cruise. With TINZ, you’re covered from ship to shore.
Whether you’re looking for budget cover or after the full works, we have a travel insurance plan to suit your holiday.
If you claim for the same or similar services/facilities under Sections 6, 7, 7A and/or 7B, we will only pay the higher of the two amounts, not both. Sub-limits may apply, please refer to the relevant sections in the Policy Document.
* means that the benefit is not covered while travelling in New Zealand.
Get comprehensive cover all year round. If you’re planning several trips this year our frequent traveller policy could save you time and money.
Our annual multi-trip policy covers an unlimited number of trips over a 12 month period. You get the the same level of cover as our comprehensive plus international plan, meaning you get top cover for less. You can tailor your individual trip duration from 15 days up to 90 days.
Travelling can be an exciting, eye-opening adventure. It can also be unexpectedly expensive - especially if you
have an accident, get sick, lose your passport, or are stuck in an airport for days on end.
That’s why comprehensive travel insurance is essential for your next getaway.
TINZ's Comprehensive Plus policy is the highest level of cover available to purchase. It includes unlimited cover for medical emergencies, unlimited cover for cancellation, $25,000 for luggage and personal items, $5 Million for personal liability, $6,000 for rental vehicle excess, $10 Million for terrorism, $10,400 for loss of income and much more. Compare our plans in more detail here.
Persons of any age can buy a policy, however trip limits do apply. Those under 69 years can purchase a policy for a maximum trip duration of 18 months only. Those over 70 can purchase a policy for a maximum trip duration of 6 months only. Our frequent traveller policy is only available to travellers aged 64 and under.
Take note, you may not be covered for certain sports and activities automatically if you don't opt for the 'sports & activities’ add-on. Learn more about our adventure activities cover here.
TINZ automatically covers 35 pre-existing medical conditions at no cost. This includes conditions such as acne, asthma, cataracts, diabetes and osteoporosis. Click here to see a full list of conditions that are automatically covered.
If you’re a tech-head you’ll be glad to hear that our luggage insurance covers personal computers, video recorders and cameras for up to $3,000 per item. All other items, including mobile phones and tablets are covered for up to $1,000. If you have an item that exceeds either of these costs you can insure it separately up to an additional $5,000. Learn more about our high value items add on.
Yes, all our policies cover you whether your trip is on land or out at sea. We’re on board with you and don’t charge any extra if you’re heading on a cruise.
We cover pregnancy up to and inclusive of 24 weeks provided it is a single foetus, uncomplicated pregnancy. Multiple pregnancies up to and inclusive of the 19th week of gestation are covered. Learn more on travelling while pregnant.
All of TINZ's travel insurance policies cover kids at no additional cost. Your child is eligible if they are financially dependent, under twenty one (21) years, travelling together with a parent or grandparent for 100% of the holiday, and are named on the Certificate of Insurance.