Travelling With A Bump!

SINGLE TRIP|ANNUAL MULTI-TRIP

 

 

Travel Insurance – Cover during pregnancy

Pregnant and heading on holidays? We think you should have twice the fun when travelling with a bump.
We cover single, uncomplicated pregnancies up to 24 weeks, no fuss.

 
24/7 emergency assistance

24/7 EMERGENCY
ASSISTANCE

Your health is our number one priority. Our emergency assistance experts are just a phone call away 24 hours a day, seven days a week.

cancellation cover

CANCELLATION
COVER

Don’t lose out if your treating doctor advises that you can no longer travel. We'll cover you for lost deposits and cancellation fees.

travel delays

TRAVEL
DELAYS

Airport delays are frustrating at the best of times. Even more so when travelling with a bump. We'll compensate you if you’re delayed for more than six hours.

terrorism cover

TERRORISM
COVER

 If you’re caught up in an act of terror, we’ll pay for your flight home, cover medical costs and in some cases provide trip cancellation.

multiple pregnancies

MULTIPLE PREGANCY
COVER

We cover more circumstances for pregnant women. If you're luckly enough to be having twins  (or more), you can apply for cover by assessment.

travel insurance gadget

GADGET
COVER

No doubt you’ll be taking a few gadgets away with you. Our plans provide different levels of cover for phones, iPads, cameras and laptops.

choice of cover

CHOICE
OF COVER

Women travelling while pregnant enjoy the same benefits available to all TINZ customers. We have plans to suit all types of travellers and budgets. 

cruise insurance

CRUISE
COVER

We’re on board with you and don’t charge any extra if you’re heading on a cruise. With TINZ, you’re covered from ship to shore.

 
 

TRAVEL INSURANCE PREGnancy OPTIONS

Pregnancy holidays, also known as 'babymoons' are booming. If you’re planning to take a short holiday for one last hurrah before bubs arrives, it’s important to make sure you've got  enough cover for your family and planned events.

DOMESTIC TRAVEL

There are always risks when you travel, even in your home country. Protect your New Zealand holiday with domestic travel insurance and get cover for rental car excess, luggage, personal effects, lost deposits and more.

SKI INSURANCE

Looking for ski insurance? Snow problem! TINZ covers a range of winter sports from skiing, snowboarding to heli-skiing & cat skiing. Simply select snow ski cover within the quote process.ski insurance

Adventure Activities

We'd like to see you rest, but if your travel plans are packed with adventure, we're happy to cover you.   Be sure to add our Sports & Activities cover on to your quote.. adventure activities

FAMILY COVER

Planning a family adventure? Whether you're headed to Hawaii or Hong Kong we make sure that your whole crew is safe and sound. 

Specific Items

Do you have expensive items that you just can’t leave behind? You can add your tech toys, high-end cameras, or designer handbags to your policy as high value items..high value items

PRE-EXISTING MEDICAL
CONDITIONS

Although in many cases we automatically cover pregnancy, if you have had complications in your pregnancy or conceived through IVF, it is treated as a medical condition.  You can apply for cover by assessment.

 

pregnancy TRAVEL INSURANCE FAQS

Any kind of travel can be risky, no matter where you or how long you’ll be away. There’s always the chance that your trip could  belly-up.  With your new addition on the way, you can't afford to away without travel insurance.

  • Q. Do I have to disclose my pregnancy
  • We don’t treat a straightforward pregnancy as a pre-existing condition. If you conceived naturally, without fertility treatment, then you are automatically covered up to the 24th week of your pregnancy, no fuss. You can simply purchase a standard policy and be covered.

    If you conceived through assisted reproductive services or have experienced any pregnancy complications, you can apply for cover by completing our Medical Declaration Form or by calling our customer service team on 0800 699 070.

  • Q. Up to what stage of my pregnancy can I get cover?
  • At TINZ, pregnancy up to and inclusive of 24 weeks is covered provided it is a single foetus, uncomplicated pregnancy. Multiple pregnancies up to and inclusive of the 19th week of gestation are covered.

  • Q. Am I covered for check-ups and antenatal care while travelling?
  • No, any routine check-ups or antenatal care appointments would not be covered while you are travelling. However, in the event that you require emergency medical attention (whether in relation to your pregnancy or not) you will be covered.

  • Q. Is childbirth covered?
  • No. Childbirth at any gestation is not covered, nor is care of your newborn child.

  • Q. What if my pregnancy was IVF assisted?
  • If you conceived through assisted reproductive services or have experienced any complications of pregnancy, you can apply for cover by completing our Medical Declaration Form. We will assess your application and decide whether and to what extent we can offer you insurance for your pregnancy and/or journey. You can also give us a call on 0800 699 070 to speak to our friendly customer service team.

  • Q. Am I covered for trip cancellation?
  • We know that sometimes events out of your control can impact on your travel plans. TINZ includes $50,000 for non-refundable, pre-paid trip cancellation costs should you need to cancel your holiday booking.

  • Q. Are my children really covered for free?
  • Yes they sure are! At TINZ your children are insured for no additional cost as long as they are under 21 and not in full time employment.

  • Q. What do you mean by 'Family’?
  • Family cover provides cover for any two adults named on the Certificate of Insurance travelling together, including spouse, de facto or adult Travelling Companion plus their financially dependent children (under 21) years travelling with them.

  • q. WHEN IS THE BEST TIME TO TRAVEL?
  • Many medical and travel experts agree that the best time to travel is during the second trimester.  During this period the nausea of the first 12 weeks has usually subsided and you're likely to experience an increase in energy levels.

    That's not to say that you cannot travel in your first and third trimester.  You should just bear in mind that they may come with additional side effects or risks.  All travellers, needs, circumstances and holidays are different.  If you're concerned about travelling while pregnant, you should speak with your treating medical adviser.