london calling

SINGLE TRIP|ANNUAL MULTI-TRIP

 

 

Travel Insurance for the UK

Cor blimey, heading to Blighty? Flight delays, dodgy tums and lost luggage can muck up your trip faster than a London cabbie. Don't let a travel mishap turn your skies grey. Get travel insurance! 

 
emergency assistance

24/7 Emergency 
Assistance

Your health is our number one priority. Our emergency assistance experts are just a phone call away 24 hours a day, seven days a week.

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cancellation cover

Cancellation 
Cover

Don’t lose out if you have to cancel your trip. We offer cover if you can no longer travel or have to return home early due to a range of unforeseen events.

travel delays

Travel
DELAYS

Delays are a common yet great source of frustration when travelling. Thankfully, we provide you with compensation if you’re delayed for more than six hours.

terrorism cover

Terrorism
cover

We don’t exclude terrorism. If you’re caught up in an act of terror, we’ll pay for your flight home, cover medical costs and in some cases trip cancellation.

motorbike

Riding a Motorbike
or Scooter

You’re covered on two wheels, so long as you’re wearing a helmet and the driver holds a valid licence recognised in the country you are travelling.

gadget cover

GADGET
COVER

No doubt you'd be gutted to lose your brand new gadget. Luckily our plans provide different levels of cover for phones, iPads, cameras and laptops.

longer cover

Longer
cover

That’s right, we for go for longer. Most insurers limit their cover to twelve months, with TINZ you can get cover for up to 18 months with the ability to extend.

cruise insurance

Cruise
cover

We’re on board with you and don’t charge any extra if you’re heading on a cruise throughout the year. With TINZ, you’re covered from ship to shore.

 

TRAVEL INSURANCE OPTIONS

Get cover for the things you love. Whether you’re an avid skier, an adrenalin junkie, a
gadget freak or a high-end holiday maker, TINZ has the extra cover you’re looking for.

DOMESTIC TRAVEL

There are always risks when you travel, even in your home country. Protect your New Zealand holiday with domestic travel insurance and get cover for rental car excess, luggage, personal effects, lost deposits and more.

SKI INSURANCE

Looking for ski insurance? Snow problem! TINZ covers a range of winter sports from skiing, snowboarding to heli-skiing & cat skiing. Simply select snow ski cover within the quote process.ski insurance

Adventure Activities

Are your travel plans packed with thrills and spills? Without proper cover, your heart-pounding adventure could leave you with a headache.adventure activities

GROUP BOOKINGS

Are you travelling with a group of friends, school or club? TINZ offers special rates that can save you significant time and money!

Specific Items

Do you have expensive items that you just can’t leave behind? You can add your tech toys, high-end cameras, or designer handbags to your policy as high value items..high value items

PRE-EXISTING MEDICAL
CONDITIONS

Don’t let a pre-existing medical condition get in the way of your travels.  We cover 35 existing medical conditions automatically for free. You can also apply to cover additional conditions by assessment.

 

 

FREQUENT TRAVELLER TRAVEL INSURANCE

Pining for Pimms and poms? If you’re planning several trips to the UK this year a frequent traveller policy can save you time and money.

annual travel insurance frequent traveller cruise frequent traveller

Our annual multi-trip policy covers an unlimited number of trips over a 12 month period. We give you the same level of cover as our comprehensive international plan, meaning you get full coverage for less. You can tailor your individual trip duration from 15 days up to 90 days. Please note this policy is only available for customers under the age of 64.

 
 

UK TRAVEL INSURANCE FAQs

We don’t like to think of holidays as risk taking ventures, but the truth is, new (slightly chillier) environments and unfamiliar territory can throw any traveller for a loop. Make sure you pack travel insurance along for your UK adventure.

  • Q: Do I need medical cover while I’m in the UK?
  • New Zealand and the United Kingdom share reciprocal healthcare agreements meaning you will have access to government medical facilities and care while travelling in the UK. However, this would not cover any additional accommodation costs, flights for family members or medical repatriation to New Zealand. TINZ can help to cover these costs should the worst-case scenario occur.

  • Q. Am I covered in the event of a terror attack?
  • Unlike most insurers we don’t exclude terrorism. If you’re caught up in an act of terror, we’ll pay for your flight home, cover your medical costs and in some cases, reimburse you for trip cancellation. See PDS for further details.

  • Q. What is the cover limit on rental vehicle excess?
  • Although hiring a rental vehicle affords you plenty of freedom on your travels, there’s always the possibility that you may damage your hire car. TINZ includes a $6,000 rental vehicle excess cover as standard on our Comprehensive and Comprehensive Plus plans, saving you on exorbitant insurance excess fees when you hire a car.

  • Q. Am I covered in the event of natural disaster?
  • In the event that you are affected by an unforeseen natural disaster (and have bought a comprehensive policy), you would be covered for travel disruptions, additional accommodation expenses and lost deposits. However, in order to be covered you would need to have purchased a policy before news of the natural disaster hit the mainstream media.

  • Q. How do alcohol and drugs affect my cover?
  • When it comes to alcohol we understand that for some, there’s no better way to kick off a holiday than with a poolside cocktail (or two). However, please note we may exclude any claims where excessive drugs or alcohol have been involved.

  • Q. Am I covered for pickpocketing?
  • Yes- you’re covered for muggings provided of course, you were acting with reasonable care (i.e. did not leave your belongings unattended). If you’re the victim of a pickpocket you’d be covered for loss, theft and damage to your luggage and personal effects. If you are robbed it’s important that you get a police report and contact us as soon as possible.

  • Q. Are my IPad, SLR camera or laptop covered?
  • Bear in mind the most we will pay for individual single items is $1,000, and $3,000 for personal computers, video recorders or cameras. If you are taking particularly expensive items on your holiday – make sure they are covered! Even if you’ve purchased our Comprehensive Plus plan (with a benefit amount of $25,000 for luggage and belongings), you would not be covered for a single item worth $25,000.

  • Q. What is a dependant?
  • A dependant refers to your child or grandchild not in full-time employment under the age of 21 and travelling with you on your journey.

  • Q. What do you mean by ‘family’?
  • At TINZ we define ‘family’ as your spouse or partner and your dependent children or grandchildren. Your family members would need to be travelling with you at all times and must be named on your Certificate of Insurance.