COMPARE TRAVEL INSURANCE


No matter if you're going to Timbuktu or Machu Picchu we've got a policy for you!
Compare our travel insurance plans below to find yourself the perfect policy for your upcoming holiday. 

Essentials

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  • OVERSEAS EMERGENCY MEDICAL ASSISTANCE^
  • Unlimited
  • MEDICAL EXPENSES INCURRED OVERSEAS ^
  • Unlimited
  • INLUDES DENTAL EXPENSES^
  • 500
  • HOSPITAL CASH ALLOWANCE
  • Nil
  • ACCIDENTAL DEATH
  • Nil
  • PERMANENT DISABILITY^
  • Nil
  • CANCELLATION FEES AND LOST DEPOSITS
  • 10,000
  • ADDITIONAL ACCOMODATION & TRAVEL EXPENSES
  • Nil
  • INCLUDES FAMILY EMERGENCY
  • Nil
  • INCLUDES EMERGENCY COMPANION COVER
  • Nil
  • TRAVEL SERVICES PROVIDER INSOLVENCY
  • Nil
  • RESUMPTION OF JOURNEY^
  • Nil
  • DISTRUPTION OF JOURNEY^
  • Nil
  • ALTERNATIVE TRANSPORT EXPENSES^
  • Nil
  • LUGGAGE AND PERSONAL EFFECTS
  • 5,000
  • TRAVEL DOCUMENTS & CREDIT CARDS
  • Nil
  • THEFT OF CASH^
  • Nil
  • LUGGAGE & PERSONAL EFFECTS DELAY EXPENSES^
  • Nil
  • PERSONAL LIABILITY
  • 5 Million
  • RENTAL VEHICLE EXCESS
  • Nil
  • OVERSEAS MEDICAL EXPENSES
  • Unlimited
  • REARRANGEMENT OR REPATRIATION
  • Nil
  • HIJACK AND KIDNAP^
  • Nil
  • LOSS OF INCOME^
  • Nil

Comprehensive

See benefits
  • OVERSEAS EMERGENCY MEDICAL ASSISTANCE^
  • Unlimited
  • MEDICAL EXPENSES INCURRED OVERSEAS ^
  • Unlimited
  • INLUDES DENTAL EXPENSES^
  • 1,000
  • HOSPITAL CASH ALLOWANCE
  • 5,000
  • ACCIDENTAL DEATH
  • 15,000
  • PERMANENT DISABILITY^
  • 15,000
  • CANCELLATION FEES AND LOST DEPOSITS
  • 25,000
  • ADDITIONAL ACCOMODATION & TRAVEL EXPENSES
  • 25,000
  • INCLUDES FAMILY EMERGENCY
  • YES
  • INCLUDES EMERGENCY COMPANION COVER
  • YES
  • TRAVEL SERVICES PROVIDER INSOLVENCY
  • Nil
  • RESUMPTION OF JOURNEY^
  • 3,000
  • DISTRUPTION OF JOURNEY^
  • 1,000
  • ALTERNATIVE TRANSPORT EXPENSES^
  • 5,000
  • LUGGAGE AND PERSONAL EFFECTS
  • 15,000
  • TRAVEL DOCUMENTS & CREDIT CARDS
  • 2,500
  • THEFT OF CASH^
  • 250
  • LUGGAGE & PERSONAL EFFECTS DELAY EXPENSES^
  • 250
  • PERSONAL LIABILITY
  • 5 Million
  • RENTAL VEHICLE EXCESS
  • 6,000
  • OVERSEAS MEDICAL EXPENSES
  • Unlimited
  • REARRANGEMENT OR REPATRIATION
  • Nil
  • HIJACK AND KIDNAP^
  • Nil
  • LOSS OF INCOME^
  • 10,400

If you claim for the same or similar services/facilities under Sections 6, 7, 7A and/or 7B, we will only pay the higher of the two amounts, not both. Sub-limits may apply, please refer to the relevant sections in the PDS.

* means that the benefit is not covered while travelling in New Zealand.


 

 

FREQUENT TRAVELLER TRAVEL INSURANCE

Get comprehensive cover all year round. If you’re planning several trips this year a frequent traveller policy can save you time and money.

Our annual multi-trip policy covers an unlimited number of trips over a 12 month period. We give you the same level of cover as our comprehensive plus international plan, meaning you get to cover less.
You can choose your trip duration from 15 days, 30 days or 90 days. 

 

 

COMPARE TRAVEL INSURANCE BENEFITS


Travelling is one of the greatest thrills in life and we want you to enjoy the ride without the worry.
Get great value travel insurance tailored to your trip and let TINZ worry about the unexpected stuff.
Don't worry. Just Travel.

 

 

24/7 EMERGENCY
ASSISTANCE

Your health is our number one priority. Our emergency assistance experts are just a phone call away 24 hours a day, seven days a week.

CANCELLATION
COVER

Don’t lose out if you have to cancel your trip. We offer cover for cancellation costs if you can no longer travel or have to return home early due to unforeseen events.

TRAVEL
DELAYS

Airport delays are a common frustration when travelling. Our travel insurance provides you with compensation if you’re delayed for more than six hours.

TERRORISM
COVER

 If you’re caught up in an act of terror, we’ll pay for your flight home, cover medical costs and in some cases provide trip cancellation.

Riding a Motorbike
or Scooter

You’re covered on two wheels, so long as you’re wearing a helmet and the driver holds a valid licence recognised in the country you are travelling.

GADGET
COVER

No doubt you’ll be taking a few gadgets away with you. Our plans provide different levels of cover for phones, iPads, cameras and laptops.

CHOICE
OF COVER

Whether you’re after the bare essentials or fully comprehensive cover, TINZ offers a range of options to suit all types of travellers and budgets.

CRUISE
COVER

We’re on board with you and don’t charge any extra if you’re heading on a cruise. With TINZ, you’re covered from ship to shore.

TRAVEL INSURANCE FAQ'S

We understand that travel insurance can be confusing, here are some of our most common questions.

  • Q. How do i compare travel insurance?
  • There are many factors that go into finding the right policy for your holiday. No two trips are the same, so what is right for you, may not be the best policy for someone else. For starters, you need to think about your holiday and what you want to cover. For example, are you taking high-value items away with you, are you doing any adventure activities, or do you have any medical conditions to declare. When comparing travel insurance, it important to ensure that you have enough cover to adequately project the expenses you’ve already paid out, and to make sure you have projection incase anything were to go belly up.

  • Q. What plans does TINZ have that I can compare?
  • Whether you’re looking for budget cover or after the full works, we have a travel insurance plan to suit your holiday. TINZ has three levels of cover to compare; Essentials, Comprehensive and Comprehensive Plus. All policies have Unlimited Overseas Medical Expenses so you can relax on your holiday with peace of mind knowing you're protected if you become sick or are injured. There are differing levels of coevr for luggage and cancellation depending on how much cover you need. You can tailor the quote to suit your trip.

  • Q. What should I compare?
  • There are several things to consider when comparing cover. Does the policy offer enough cover for your holiday? Do you have any pre-existing conditions to declare? Are you taking any high value items with you? Does the insurer have a good reputation from past customers? Who is the underwriter? These are just a few things to look into and are not an exhaustive list. One of the most important things to understand is when you’re covered and when you’re not. Always read the PDS to understand the policy full terms and conditions.

  • Q. What is your cheapest travel insurance?
  • You may have already realised that travel insurance policies vary dramatically in product choice and price. TINZ has three levels of cover to compare so you can find an affordable policy for your holiday. Our Essentials plan provides great value cover, including Unlimited Medical benefits meaning you can travel with peace of mind even with our lowest level of cover. Bear in mind, the Essentials plan does not provide any cover for accidental death, permanent disability, family emergencies, trip resumption, theft of cash, and more. It pays to do a thorough comparison of cover levels before you purchase to find a policy that provides enough for cover your holiday.

  • Q. How much does it cost for travel insurance?
  • The price of travel insurance really depends on where you’re going, how long for and how many travellers are in your party. A 7-day trip to Australia for one person aged 30 can be as little as $3 a day, a Comprehensive policy for a 3-week trip to the UK for a family of four can be less than $200 *example prices. Prices can increase if you have pre-existing medical conditions, have high-value items or you are participating in adventure activities. Get a quote with TINZ to see how much our cover is for your trip.