COMPARE TRAVEL INSURANCE

Compare our travel insurance plans to see the full list of benefits.

COMPARE PLANS (Benefits are per adult)

Expand to see benefits in detail
Medical
OVERSEAS EMERGENCY MEDICAL ASSISTANCE* 24 Hour emergency medical assistance services, access to trained medical advisers, medical evacuation, hospital expense guarantees, ambulance fees, messages to family, and funeral arrangements
MEDICAL EXPENSES INCURRED OVERSEAS * Overseas medical treatment if you are injured or become sick overseas, including hospital stays, surgery, prescription drugs, and doctor visits.
INLUDES DENTAL EXPENSES* Cover for emergency dental treatment for the relief of sudden and acute pain to sound and natural teeth
HOSPITAL CASH ALLOWANCE An allowance of $50 per day if you are hospitalised for more than 48 continuous hours whilst overseas
ACCIDENTAL DEATH A benefit payable if you die because of, and within 12 months, of an accidental bodily injury sustained during your journey. (no excess applies)
PERMANENT DISABILITY* A lump sum benefit if you suffer a total permanent disability as result of an accidental injury during your trip. (no excess applies)
Cancellation & Trip Disruption
CANCELLATION FEES AND LOST DEPOSITS Cover for cancellation fees and prepaid travel expenses that you cannot recover when your trip is cancelled or cut short due to unexpected events such as illness, injuries, accidents, strikes and natural disasters.
ADDITIONAL ACCOMODATION & TRAVEL EXPENSES Covers the cost of additional travel and accommodation expenses incurred if you cannot continue on your journey because of an injury or sickness whilst overseas. (no excess applies)
INCLUDES FAMILY EMERGENCY Cover for additional travel expenses such as your return flight to New Zealand if a relative of either you, or travelling companion requires hospitalisation or dies unexpectedly. (no excess applies)
INCLUDES EMERGENCY COMPANION COVER Additional accommodation and travel expenses you incur to remain with your travelling companion. (no excess applies)
TRAVEL SERVICES PROVIDER INSOLVENCY Covers costs if you have to rearrange, cancel or cut short your journey due to insolvency of certain travel service providers.
RESUMPTION OF JOURNEY* Reimbursement for the cost of airfares for you to return to the place where your journey was interrupted in the event of a relatives death or hospitalisation, following serious injury or illness. (no excess applies)
DISTRUPTION OF JOURNEY* Cover for reasonable meal and accommodation expenses if your journey is disrupted for more than 6 hours due to circumstances beyond your control. (no excess applies)
ALTERNATIVE TRANSPORT EXPENSES* Reasonable travel expenses incurred to reach special events such as weddings, funerals, conferences and sporting events on time following transport delays beyond your control. (no excess applies)
Luggage & Personal Items
LUGGAGE AND PERSONAL EFFECTS Repair or replacement cost of any personal effects that are lost, stolen or accidentally damaged during your journey. This includes items such as cameras, laptops, tablets and mobile phones.
TRAVEL DOCUMENTS & CREDIT CARDS* Replacement cost of lost or stolen travel documents including passports and credit cards. This includes costs incurred due to fraudulent activity on your credit card not already covered by the financial institution.
THEFT OF CASH* Cover for cash, bank notes, currency notes, postal orders or money orders stolen from you during your journey.
LUGGAGE & PERSONAL EFFECTS DELAY EXPENSES* Cover to purchase essential personal items following your luggage and personal effects being delayed, misdirected or misplaced by your carrier for more than 12 hours. (no excess applies)
Personal Liability
PERSONAL LIABILITY Cover for legal liability including legal expenses for bodily injuries or damage to property of other persons as a result of a claim made against you.
Rental Vehicle Excess
RENTAL VEHICLE EXCESS Cover for the excess payable on your rental car's insurance in the event of accidental damage or theft during the car rental period.
Terrorism
OVERSEAS MEDICAL EXPENSES* Hospital and medical expenses incurred overseas as a result of an injury arsing from an act of terrorism.
CANCELLATION & REARRANGEMENT* Irrecoverable costs to cancel or rearrange your travel and accommodation following terrorist threats and a subsequent upgrade in travel advice for a planned travel destination directly affected. (no excess applies)
EVACUATION & CURTAILMENT* Evacuation to the nearest place of safety and alternative accommodation and travel expenses for you to resume your journey or return to New Zealand.
HIJACK AND KIDNAP* If you are kidnapped, or the aircraft or vessel you are travelling on is hijacked, we will pay for each 24-hour period that you are held captive.
Loss of Income
LOSS OF INCOME* Weekly benefit payable if you become disabled within 30 days of an injury you sustained during your journey, and you are unable to work more than 30 days after returning to New Zealand. (no excess applies)

Essentials
Unlimited
Unlimited
Unlimited
$500
Nil
Nil
Nil
$10,000
$10,000
Nil
Nil
Nil
Nil
Nil
Nil
Nil
$5,000
$5,000
Nil
Nil
Nil
$5 Million
$5 Million
Nil
Nil
$10 Million
$10 Million
Nil
Nil
Nil
Nil
Nil

Comprehensive
Unlimited
Unlimited
Unlimited
$1,000
$5,000
$15,000
$15,000
$25,000
$25,000
$25,000
YES
YES
Nil
$3,000
$1,000
$5,000
$15,000
$15,000
$2,500
$250
$250
$5 Million
$5 Million
$6,000
$6,000
$10 Million
$10 Million
Nil
Nil
Nil
$10,400
$10,400

Comprehensive Plus
Unlimited
Unlimited
Unlimited
$2,500
$5,000
$25,000
$25,000
Unlimited
Unlimited
$50,000
YES
YES
$10,000
$3,000
$1,000
$5,000
$25,000
$25,000
$5,000
$250
$1,000
$5 Million
$5 Million
$6,000
$6,000
$10 Million
$10 Million
$5,000
$5,000
$7,500
$10,400
$10,400

Essentials

See benefits

OVERSEAS EMERGENCY MEDICAL ASSISTANCE^
Unlimited

MEDICAL EXPENSES INCURRED OVERSEAS ^
Unlimited

INLUDES DENTAL EXPENSES^
500

HOSPITAL CASH ALLOWANCE
Nil

ACCIDENTAL DEATH
Nil

PERMANENT DISABILITY^
Nil

CANCELLATION FEES AND LOST DEPOSITS
10,000

ADDITIONAL ACCOMODATION & TRAVEL EXPENSES
Nil

INCLUDES FAMILY EMERGENCY
Nil

INCLUDES EMERGENCY COMPANION COVER
Nil

TRAVEL SERVICES PROVIDER INSOLVENCY
Nil

RESUMPTION OF JOURNEY^
Nil

DISTRUPTION OF JOURNEY^
Nil

ALTERNATIVE TRANSPORT EXPENSES^
Nil

LUGGAGE AND PERSONAL EFFECTS
5,000

TRAVEL DOCUMENTS & CREDIT CARDS
Nil

THEFT OF CASH^
Nil

LUGGAGE & PERSONAL EFFECTS DELAY EXPENSES^
Nil

PERSONAL LIABILITY
5 Million

RENTAL VEHICLE EXCESS
Nil

OVERSEAS MEDICAL EXPENSES
Unlimited

REARRANGEMENT OR REPATRIATION
Nil

HIJACK AND KIDNAP^
Nil

LOSS OF INCOME^
Nil

Comprehensive

See benefits

OVERSEAS EMERGENCY MEDICAL ASSISTANCE^
Unlimited

MEDICAL EXPENSES INCURRED OVERSEAS ^
Unlimited

INLUDES DENTAL EXPENSES^
1,000

HOSPITAL CASH ALLOWANCE
5,000

ACCIDENTAL DEATH
15,000

PERMANENT DISABILITY^
15,000

CANCELLATION FEES AND LOST DEPOSITS
25,000

ADDITIONAL ACCOMODATION & TRAVEL EXPENSES
25,000

INCLUDES FAMILY EMERGENCY
YES

INCLUDES EMERGENCY COMPANION COVER
YES

TRAVEL SERVICES PROVIDER INSOLVENCY
Nil

RESUMPTION OF JOURNEY^
3,000

DISTRUPTION OF JOURNEY^
1,000

ALTERNATIVE TRANSPORT EXPENSES^
5,000

LUGGAGE AND PERSONAL EFFECTS
15,000

TRAVEL DOCUMENTS & CREDIT CARDS
2,500

THEFT OF CASH^
250

LUGGAGE & PERSONAL EFFECTS DELAY EXPENSES^
250

PERSONAL LIABILITY
5 Million

RENTAL VEHICLE EXCESS
6,000

OVERSEAS MEDICAL EXPENSES
Unlimited

REARRANGEMENT OR REPATRIATION
Nil

HIJACK AND KIDNAP^
Nil

LOSS OF INCOME^
10,400

Comprehensive Plus

See benefits

OVERSEAS EMERGENCY MEDICAL ASSISTANCE^
Unlimited

MEDICAL EXPENSES INCURRED OVERSEAS ^
Unlimited

INLUDES DENTAL EXPENSES^
2,500

HOSPITAL CASH ALLOWANCE
5,000

ACCIDENTAL DEATH
25,000

PERMANENT DISABILITY^
25,000

CANCELLATION FEES AND LOST DEPOSITS
Unlimited

ADDITIONAL ACCOMODATION & TRAVEL EXPENSES
50,000

INCLUDES FAMILY EMERGENCY
YES

INCLUDES EMERGENCY COMPANION COVER
YES

TRAVEL SERVICES PROVIDER INSOLVENCY
10,000

RESUMPTION OF JOURNEY^
3,000

DISTRUPTION OF JOURNEY^
1,000

ALTERNATIVE TRANSPORT EXPENSES^
5,000

LUGGAGE AND PERSONAL EFFECTS
25,000

TRAVEL DOCUMENTS & CREDIT CARDS
5,000

THEFT OF CASH^
250

LUGGAGE & PERSONAL EFFECTS DELAY EXPENSES^
1,000

PERSONAL LIABILITY
5 Million

RENTAL VEHICLE EXCESS
6,000

OVERSEAS MEDICAL EXPENSES
Unlimited

REARRANGEMENT OR REPATRIATION
5,000

HIJACK AND KIDNAP^
7,500

LOSS OF INCOME^
10,400

If you claim for the same or similar services/facilities under Sections 6, 7, 7A and/or 7B, we will only pay the higher of the two amounts, not both. Sub-limits may apply, please refer to the relevant sections in the Policy Wording.

* means that the benefit is not covered while travelling in New Zealand.

FREQUENT TRAVELLER TRAVEL INSURANCE

Get comprehensive cover all year round. If you’re planning several trips this year a frequent traveller policy can save you time and money.

Our annual multi-trip policy covers an unlimited number of trips over a 12 month period. We give you the same level of cover as our comprehensive plus international plan, meaning you get to cover less.
You can choose your trip duration from 15 days, 30 days or 90 days.

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COMPARE TRAVEL INSURANCE

COMPARE PLANS (Benefits are per adult)

Essentials

Comprehensive

Comprehensive Plus

Essentials

Comprehensive

Comprehensive Plus

FREQUENT TRAVELLER TRAVEL INSURANCE

Because life’s a trip

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