California dreamin’ or mid West road tripping- no matter the adventure you’ve got in mind, the
USA’s guaranteed to please. Ready to hit the road? First things first…
Your health is our number one priority. Our emergency assistance experts are just a phone call away 24 hours a day, seven days a week.
Don’t lose out if you have to cancel your trip. We offer cover if you can no longer travel or have to return home early due to a range of unforeseen events.
Delays are a common frustration when travelling. Our travel insurance provides you with compensation if you’re delayed for more than six hours.
We don’t exclude terrorism. If you’re caught up in an act of terror, we’ll pay for your flight home, cover medical costs and in some cases trip cancellation.
You’re covered on two wheels, so long as you’re wearing a helmet and the driver holds a valid licence recognised in the country you are travelling.
Oops, you've been mugged in a New York minute! Not to fear, our plans provide different levels of cover for phones, iPads, cameras and laptops.
That’s right, we go for longer. Most insurers limit their cover to twelve months, with TINZ you can get cover for up to 18 months with the ability to extend.
We’re on board with you and don’t charge any extra if you’re heading on a cruise throughout the year. With TINZ, you’re covered from ship to shore.
Whether you’re looking for budget cover or after the full works, we have a travel insurance plan to suit your holiday.
If you claim for the same or similar services/facilities under Sections 6, 7, 7A and/or 7B, we will only pay the higher of the two amounts, not both. Sub-limits may apply, please refer to the relevant sections in the PDS.
* means that the benefit is not covered while travelling in New Zealand.
Heading to the Big Apple for work? Dropping into California for leisure? If you’re planning several trips to the USA this year a frequent traveller policy can save you time and money.
Our annual multi-trip policy covers an unlimited number of trips over a 12 month period. We give you the same level of cover as our comprehensive international plan, meaning you get full coverage for less. You can tailor your individual trip duration from 15 days up to 90 days. Please note this policy is only available for customers under the age of 64.
Whether it’s your first or 21st time in the United States, we want you to enjoy your adventure worry free. Medical costs are notoriously high in America, so you can breathe easy knowing that you'll be covered should you fall ill or are injured.
Although hiring a rental vehicle affords you plenty of freedom on your travels, there’s always the possibility that you may damage your hire car. TINZ includes a $6,000 rental vehicle excess cover as standard on our Comprehensive and Comprehensive Plus plans, saving you on exorbitant insurance excess fees when you hire a car.
Unlike most insurers we don’t exclude terrorism. If you’re caught up in an act of terror, we’ll pay for your flight home, cover your medical costs and in some cases, reimburse you for trip cancellation. See PDS for further details.
At TINZ we cater to those with a taste for adventure. We cover a wide range of adventure sports such as bungee jumping, scuba diving (max depth 30 metres), jet skiing, kayaking and more. Click to see a full list of covered activities.
If you are taking part in any kind of winter sports activity, you must purchase our Snow Ski Cover.
When it comes to alcohol we understand that for some, there’s no better way to kick off a holiday than with a poolside cocktail (or two). However, we would exclude any claims involving drugs/or alcohol. Please note this exclusion is only applicable if it was your intoxication that resulted in the claim.
It depends. We will pay up to $1,000 for individual single items and $3,000 for personal computers, video recorders or cameras. If you have an item that exceeds either of these costs you can insure it separately up to an additional $5,000. Unfortunately, we are only able to cover an item of jewellery for up to $1,000.
A dependant refers to your child or grandchild not in full-time employment under the age of 19 and travelling with you on your journey.
Family cover provides cover for any two adults named on the Certificate of Insurance travelling together, including a spouse, de facto or adult travelling Companion (or any financially dependent children under 19 years).