hey usa!

SINGLE TRIP|ANNUAL MULTI-TRIP

 

 

Travel Insurance for the USA

California dreamin’ or mid West road tripping- no matter the adventure you’ve got in mind, the
USA’s guaranteed to please.  Ready to hit the road? First things first…

 
emergency assistance

24/7 Emergency 
Assistance

Your health is our number one priority. Our emergency assistance experts are just a phone call away 24 hours a day, seven days a week.

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cancellation cover

Cancellation 
Cover

Don’t lose out if you have to cancel your trip. We offer cover if you can no longer travel or have to return home early due to a range of unforeseen events.

travel delays

Travel
DELAYS

Delays are a common frustration when travelling. Our travel insurance provides you with compensation if you’re delayed for more than six hours.

terrorism

Terrorism
cover

We don’t exclude terrorism. If you’re caught up in an act of terror, we’ll pay for your flight home, cover medical costs and in some cases trip cancellation.

motorbike

Riding a Motorbike
or Scooter

You’re covered on two wheels, so long as you’re wearing a helmet and the driver holds a valid licence recognised in the country you are travelling.

gadget cover

GADGET
COVER

Oops, you've been mugged in a New York minute! Not to fear, our plans provide different levels of cover for phones, iPads, cameras and laptops.

longer cover

Longer
cover

That’s right, we go for longer. Most insurers limit their cover to twelve months, with TINZ you can get cover for up to 18 months with the ability to extend.

cruise insurance

Cruise
cover

We’re on board with you and don’t charge any extra if you’re heading on a cruise throughout the year. With TINZ, you’re covered from ship to shore.

 

TRAVEL INSURANCE OPTIONS

Get cover for the things you love. Whether you’re an avid skier, an adrenalin junkie, a
gadget freak or a high-end holiday maker, TINZ has the extra cover you’re looking for.

DOMESTIC TRAVEL

There are always risks when you travel, even in your home country. Protect your New Zealand holiday with domestic travel insurance and get cover for rental car excess, luggage, personal effects, lost deposits and more.

SKI INSURANCE

Looking for ski insurance? Snow problem! TINZ covers a range of winter sports from skiing, snowboarding to heli-skiing & cat skiing. Simply select snow ski cover within the quote process.ski insurance

Adventure Activities

Are your travel plans packed with thrills and spills? Without proper cover, your heart-pounding adventure could leave you with a headache.adventure activities

GROUP BOOKINGS

Are you travelling with a group of friends, school or club? TINZ offers special rates that can save you significant time and money!

Specific Items

Do you have expensive items that you just can’t leave behind? You can add your tech toys, high-end cameras, or designer handbags to your policy as high value items..high value items

PRE-EXISTING MEDICAL
CONDITIONS

Don’t let a pre-existing medical condition get in the way of your travels.  We cover 35 existing medical conditions automatically for free. You can also apply to cover additional conditions by assessment.

 

 

FREQUENT TRAVELLER TRAVEL INSURANCE

Heading to the Big Apple for work? Dropping into California for leisure? If you’re planning several trips to the USA this year a frequent traveller policy can save you time and money.

annual travel insurance frequent traveller annual cruise cover

Our annual multi-trip policy covers an unlimited number of trips over a 12 month period. We give you the same level of cover as our comprehensive international plan, meaning you get full coverage for less. You can tailor your individual trip duration from 15 days up to 90 days. Please note this policy is only available for customers under the age of 64.

 

 

USA TRAVEL INSURANCE FAQs

Whether it’s your first or 21st time in the United States, we want you to enjoy your adventure worry free. Medical costs are notoriously high in America, so you can breathe easy knowing that you'll be covered should you fall ill or are injured.

  • Q. What is the cover limit on rental vehicle excess?
  • Although hiring a rental vehicle affords you plenty of freedom on your travels, there’s always the possibility that you may damage your hire car. TINZ includes a $6,000 rental vehicle excess cover as standard on our Comprehensive and Comprehensive Plus plans, saving you on exorbitant insurance excess fees when you hire a car.

  • Q. Am I covered in the event of a terror attack?
  • Unlike most insurers we don’t exclude terrorism. If you’re caught up in an act of terror, we’ll pay for your flight home, cover your medical costs and in some cases, reimburse you for trip cancellation. See PDS for further details.

  • Q. Am I covered for activities and water sports?
  • At TINZ we cater to those with a taste for adventure. We cover a wide range of adventure sports such as bungee jumping, scuba diving (max depth 30 metres), jet skiing, kayaking and more. Click to see a full list of covered activities.

  • Q. Am I covered for ski and winter sports?
  • If you are taking part in any kind of winter sports activity, you must purchase our Snow Ski Cover.

  • Q. How do alcohol and drugs affect my cover?
  • When it comes to alcohol we understand that for some, there’s no better way to kick off a holiday than with a poolside cocktail (or two). However, we would exclude any claims involving drugs/or alcohol. Please note this exclusion is only applicable if it was your intoxication that resulted in the claim.

  • Q. Are my SLR camera, engagement ring or laptop covered?
  • It depends. We will pay up to $1,000 for individual single items and $3,000 for personal computers, video recorders or cameras. If you have an item that exceeds either of these costs you can insure it separately up to an additional $5,000. Unfortunately, we are only able to cover an item of jewellery for up to $1,000.

  • Q. What is a dependant?
  • A dependant refers to your child or grandchild not in full-time employment under the age of 21 and travelling with you on your journey.

  • Q. What do you mean by ‘family’?
  • Family cover provides cover for any two adults named on the Certificate of Insurance travelling together, including a spouse, de facto or adult travelling Companion (or any financially dependent children under 21 years).