Are your travel plans packed with thrills and spills? Without travel insurance the adrenalin rush you seek could leave you with a massive headache! Find out which activities are covered below.
TINZ gives you the freedom to take that heart-pounding leap - worry free!
Our optional Sports & Activities Cover provides you with cover for a range of more adventurous activities not covered under a standard policy. From hiking to scuba diving and many things in between, if you're feeling lionhearted, make sure you take cover.
Simpy add Sports & Activities Cover during the quote process.
Our products are designed to offer some spontenaity when you travel.
The following activities are covered automatically with no additional premium required.
We know that for some, true holiday bliss comes in the form of adrenalin pumping adventure sports.
Prefer scuba diving to sunbaking? That doesn’t mean you have to compromise on cover.
At TINZ we cater to those with a taste for adventure. Take note that you may not be covered for certain sports and activities automatically. However, you can add more adventurous activities by selecting our 'sports & activities’ add-on. Refer to the table above to see a full list of covered activities.
We don’t cover BMX riding, bobsleighing, boxing, cacading, cliff walking/jumping, competition contact sports, competitive cycling, cross country skiing, expeditions to remote areas such as Antartica, extreme sports, freestyle skiing, gliding, gorge walking, hang-gliding, high diving, mountaineering with ropes, off piste skiing, parachuting, piloting an aircraft, polo, potholing, racing, rock climbing, rock scrambling, running with the bulls, scuba diving more than 30 metres, skeletons, shark diving, ski acrobatics, ski jumping. For more information please refer to PDS.
As long as you're with a qualified guide or instructor within ski resort boundaries, then we will cover you for off-piste skiing. We cannot cover you for skiiing in unpatrolled remote areas or unmarked slopes alone.
Yes. If you were to have an unforeseen accident on holiday while participating in a listed activity, your medical expenses would be covered, so long as you were not intentionally putting yourself at risk.
Certain high risk activities fall under the Special Conditions 2 category, which are noted in the PDS. It is important to note that there is no cover for permanent disability, personal liability or death benefits for activities within this category.
Absolutely. We agree that scuba diving is a great way to explore the deep blue sea. You're only covered if you hold an open water diving license or you are diving under licensed instruction. If you are a qualified scuba diver you are covered for accompanied dives with a maximum depth of 30 metres. If you are unqualified you are covered for a maximum depth of 30 metres with an instructor.
You’re covered on two or three wheels, so long as your bike has a maximum engine size of 50cc. You are also required to wear a helmet and hold a current New Zealand motorcycle (or driver’s license) or a valid license recognized for the country you are travelling in.
We don’t cover outdoor rock climbing, hang-gliding, boating in international waters or any kind of professional or competition sports. For a full list of excluded activities please refer to PDS.
No. We consider professional and competitive sports too risky. If you are planning to compete in a sporting event (either as a professional sportsperson, or not as a paid sportsperson) you will need to seek cover from a specialist sports insurer.