Frequent Flyers

Step one

Trip Details.

  • We are sorry!

    We are unable to provide cover for this trip. Travellers aged over 80 years and over can only purchase travel insurance for a maximum duration of 6 months.

    Please visit our partner website to purchase travel insurance for this trip.

Single Trip | Annual Multi-Trip

Annual Travel Insurance
For frequent flyers

Love to travel? Us too! Get ahead of the pack and invest in a frequent traveller policy. Save time and buy one policy that covers you for the next 365 days of adventure!

tailor your cover


No matter whether your upcoming holidays are big or small, you can choose between 15 or 30 days trip duration.



Buy once and don’t think about it for another 12 months. Annual multi-trip travel insurance gives you peace of mind all year round.

unlimited trips


You’re covered for as many trips as you can take in 12 months and you don’t even need to tell us when and where you’re going!

domestic travel


When you purchase our international frequent traveller policy, you’re also covered for all your domestic trips too – now that’s handy!

24/ 7 emergency assistance


Your health is our number one priority. Our emergency assistance experts are just a phone call away 24 hours a day, seven days a week



Don’t lose out if you have to cancel. We offer cancellation cover if you can no longer travel or have to return home early due to unforeseen events.

terrorism cover


If you’re caught up in an act of terror, we’ll pay for your flight home, cover your medical costs and in some cases provide trip cancellation.

cruise insurance


We’re on board with you and don’t charge any extra if you’re heading on a cruise. With TINZ, you’re covered from ship to shore.



Get cover for the things you love. Whether you’re an avid skier, an adrenalin junkie, a
gadget freak or a high-end holiday maker, TINZ has the extra cover you’re looking for.


There are always risks when you travel, even in your home country. Protect your New Zealand holiday with domestic travel insurance and get cover for rental car excess, luggage, personal effects, lost deposits and more.


Looking for ski insurance? Snow problem! TINZ covers a range of winter sports from skiing, snowboarding to heli-skiing & cat skiing. Simply select snow ski cover within the quote insurance


Are your travel plans packed with thrills and spills? Without proper cover, your heart-pounding adventure could leave you with a headache.adventure activities


Are you travelling with a group of friends, school or club? TINZ offers special rates that can save you significant time and money!


Do you have expensive items that you just can’t leave behind? You can add your tech toys, high-end cameras, or designer handbags to your policy as high value items..high value items


Don’t let a pre-existing medical condition get in the way of your travels.  We cover 35 existing medical conditions automatically for free. You can also apply to cover additional conditions by assessment.



Get comprehensive cover all year round. If you’re planning several trips this year a frequent traveller policy can save you time and money.

frequent traveller annual multi trip annual cruise insurance

Our annual multi-trip policy covers an unlimited number of trips over a 12 month period. We give you the same level of cover as our comprehensive international plan, meaning you get full coverage for less. You can tailor your individual trip duration from 15 days up to 30 days. Please note this policy is only available for customers under the age of 64.



TINZ's Frequent Traveller plan offers top of the range cover all year round. If you're not convinced on the convenience of annual cover, or have any queries, check out some of our most common questions.

  • Q. are there any age limits?
  • Our Frequent Traveller plan is available to travellers aged 64 and under.

  • Q. What does annual multi-trip travel insurance mean?
  • An annual multi-trip policy covers you for lots of little trips throughout the year, not one single trip with a duration of 12 months. Keep in mind that for each trip you take there is a limit on the number of days that you can be away. This is known as a ‘maximum trip duration’.

  • Q. How many trips can I take in a year?
  • Our frequent traveller plan covers you for an unlimited number of trips in a twelve-month period. 

  • Q. How long can each of my trips be?
  • It’s important to remember that trip length restrictions do apply to our Frequent Traveller plan. You can tailor your plan by choosing a maximum trip duration between 15 or 30 days per trip.

  • Q. Does your frequent traveller policy cover for business trips?
  • Yes, our frequent traveller plan covers you both at work and play. This policy applies to both leisure and business travel.

  • Q. Why should I buy a frequent traveller policy?
  • A frequent traveller policy means you’re covered for an unlimited number of trips all year. If you travel a lot, this is the most convenient way to ensure you’re covered. You won’t have to worry about travel insurance for a whole year!

  • Q. Do I need to tell TINZ each time I travel?
  • No, that’s the beauty of this policy. You don’t need to tell us when you’re travelling or where you’re going!