cover your crew






family tRAVEL INSURANCE - one policy for all

Planning an adventure and need family travel insurance? Whether you're headed to Hawaii or Hong Kong we make sure that your whole crew is safe and sound. 

travel insurance emergency assistance

24/7 Emergency 

Your health is our number one priority. Our emergency assistance experts are just a phone call away 24/7.

Travel insurance pregnancy


Have twice the fun when travelling with a bump. We cover single, uncomplicated pregnancies up to 24 weeks gestation. 

Travel delay cover


Delays are a common frustration when travelling. We cover you for delays over six hours. 

Family emergency cover


Had to rush home or cancel due to a family emergency? We’ll cover your lost non-refundable deposits.

Luggage cover


Your luggage is covered in the event of loss or theft, whether you’re near or far from home.

Travel insurance gadget


No doubt you’ll be taking a few gadgets away with you. Our plans provide cover for phones, iPads, cameras and laptops.

travel insurance ski


Hitting the Remarkables or Vail, Colorado? Snow problem! Simply add on ski cover when getting quotes. 

Cancellation cover


Had to cancel? We offer cover if you can no longer travel or have to return home early due to unforeseen events.



Get cover for the things you love. Whether you’re an avid skier, an adrenalin junkie, a
gadget freak or a high-end holiday maker, TINZ has the extra cover you’re looking for.


There are always risks when you travel, even in your home country. Protect your New Zealand holiday with domestic travel insurance and get cover for rental car excess, luggage, personal effects, lost deposits and more.


Looking for ski insurance? Snow problem! TINZ covers a range of winter sports from skiing, snowboarding to heli-skiing & cat skiing. Simply select snow ski cover within the quote insurance

Adventure Activities

Are your travel plans packed with thrills and spills? Without proper cover, your heart-pounding adventure could leave you with a headache.adventure activities


Are you travelling with a group of friends, school or club? TINZ offers special rates that can save you significant time and money!

Specific Items

Do you have expensive items that you just can’t leave behind? You can add your tech toys, high-end cameras, or designer handbags to your policy as high value items..high value items


Don’t let a pre-existing medical condition get in the way of your travels.  We cover 35 existing medical conditions automatically for free. You can also apply to cover additional conditions by assessment.




Taking the family on a few trips this year?  If you’re planning several holidays in the next 12 months a frequent traveller policy can save you time and money.

frequent traveller annual multi-trip frequent cruise cover

Our annual multi-trip policy covers an unlimited number of trips- both international and domestic- over a 12 month period. We give you the same level of cover as our comprehensive international plan, meaning you get full coverage for less. You can tailor your individual trip duration from 15 days up to 90 days. Please note this policy is only available for customers under the age of 64.


 family cover FAQ's

Purchasing a travel insurance policy for your whole family is as easy as 1-2-3! Whether you're taking
a low cost family road trip or a no costs barred adventure, we've got you covered! 


  • Q. Who falls under 'family'?
  • Family cover provides cover for any two adults named on the Certificate of Insurance travelling together, including spouse, de facto or adult Travelling Companion plus any financially dependant children under 21 years travelling with them..

  • Q. What is a dependant?
  • Dependants refer to your children or grandchildren who are not in full-time employment who are under the age of 21 and travelling with you on the Journey. 

  • Q. Are my children really covered for free?
  • Yes they sure are! At TINZ your children are insured for no additional cost as long as they are under 21 and not in full time employment.

  • With TINZ you can rent a car without stressing about the possibility of any potential damages. TINZ includes a $6,000 rental vehicle excess cover as standard on our Comprehensive and Comprehensive Plus plans,  saving you on exorbitant insurance excess fees when you hire a car.

  • Q. Do I need rental vehicle insurance if my travel insurance covers rental vehicle excess?
  • Yes. Please be aware the rental vehicle excess benefit does not take the place of rental vehicle insurance. We will reimburse you up to $6,000 for any excess or deductible if your rental vehicle is damaged or stolen while you are driving (or while in your custody)

  • Q. What is the luggage cover limit?
  • You don’t have to be far from home to experience the sting of losing your luggage. Your belongings can AWOL no matter the length of your journey. Compare our plans to pick the luggage cover limits that suits you. 

  • Q. is pregnancy covered?
  • At TINZ, pregnancy up to and including the 24th week is covered provided yours is a single foetus, uncomplicated pregnancy. Multiple pregnancies up to and inclusive of the 19th week of gestation are covered.

  • Q. Do i have to disclose my pregnancy?
  • If you conceived naturally, without fertility treatment, then you are automatically covered up to the 24th week of your pregnancy, no fuss. If you conceived through assisted reproductive services or have experienced any pregnancy complications, you can apply for cover by completing our Medical Declaration Form.