Adventure Awaits

Step one

Trip Details.

Where
- WorldwideC
Type to select country destinations

Type the countries you are travelling to or select from popular destinations below.
- Pacific
- Australia
- Bali
- Cook Islands
- Fiji
- New Caledonia
- New Zealand
- Philippines
- Samoa
- Vanuatu
- Asia
- China
- Cambodia
- Hong Kong
- India
- Japan
- Malaysia
- Singapore
- Thailand
- Vietnam
- Americas
- Argentina
- Brazil
- Canada
- Chile
- Costa Rica
- Mexico
- Peru
- South America
- USA
- Europe
- France
- Germany
- Greece
- Italy
- Ireland
- Spain
- Netherlands
- Switzerland
- United Kingdom
- Other
- Africa
- South Africa
- Middle East
- United Arab Emirates
- Worldwide
- Domestic Cruise
- Cruising New Zealand
Please Note: You do not need to include stopovers less than 48 hours, except for USA and Canada.
Please select at least 1 country or destination.

We are currently unable to provide cover for the destination/s in red. Please remove these countries to proceed with your quote.

Please Note: There is no cover under any of our policies for travel to countries for which the New Zealand government has issued a ‘do not travel’ warning.
Depart Return
Travellers' Ages
Please input age(s).

Are all travellers under 19 your children or grandchildren?

Dependants are defined by TINZ as your children or grandchildren, not in full time employment, who are under the age of 19 and travelling with you for 100% of the journey. Before proceeding, please confirm that all travellers under 19 are dependants of the adult travellers. If the child is not classified under the above terms then please treat them as an adult traveller within this policy.

Yes No
All travellers must be New Zealand Residents

The Already Overseas plan is appropriate for New Zealand residents who are already overseas and need travel insurance cover because they have either forgotten to purchase before they left New Zealand or, their existing travel insurance policy has expired.

Please read our conditions of purchase carefully. We can only provide cover provided that you satisfy the following conditions at the time of purchase:

You are aged 64 or under; and

You have a permanent residential address in New Zealand and will be returning to resume residence in New Zealand at the end of your journey; and

You intend to return to New Zealand on the date your policy ends; and

You purchase your policy within 30 days from either the date you departed New Zealand; or the expiry of any other travel insurance policy; and

Your period of overseas travel does not exceed 18 consecutive months in total from the date you originally departed New Zealand;

Please note:

For this plan “journey” means the time from when the policy is issued while you are overseas and ends when you arrive at any immigration counter in New Zealand.

Journeys can be up to a maximum of 90 days.

Purchasing an Already Overseas policy is limited to one journey every 12 months.

There is no cover provided for the first 72 hours from the start date of your certificate of insurance.

I LIVE IN NEW ZEALAND AND ACCEPT THESE TERMS
Age limit exceeded.

Travellers over the age of 130 are not eligible for this product. Please remove this traveller or check the ages entered.
OK

We are sorry!

We are unable to provide cover for this trip. Travellers aged over 80 years and over can only purchase travel insurance for a maximum duration of 6 months.

Please visit our partner website www.comparetravelinsurance.co.nz to purchase travel insurance for this trip.

Get Quotes

Single Trip | Annual Multi-Trip

Adventure activities
travel insurance

Are your travel plans packed with thrills and spills? Without travel insurance the adrenalin rush you seek could leave you with a massive headache! Find out which activities are covered below.

BUY SPORTS & ACTIVITIES COVER

TINZ gives you the freedom to take that heart-pounding leap - worry free!
Our optional Sports & Activities Cover provides you with cover for a range of more adventurous activities not covered under a standard policy. From hiking to scuba diving and many things in between, if you're feeling lionhearted, make sure you take cover.
Simpy add Sports & Activities Cover during the quote process.

ABSEILING

(Fully harnessed)
AMATEUR ATHLETICS
AMERICAN FOOTBALL

ASSAULT COURSE

(NO WEAPONS)
BATTLE RE-ENACTMENT

(NO LIVE FIREARMS)
BREATHING OBSERVATION BUBBLE DIVING

(MAX DEPTH 30 METRES)

BRIDGE WALKING

(SUPERVISED BY FULLY TRAINED GUIDE ONLY)
BUNGEE JUMPING

(3 JUMPS MAXIMUM)
CAMEL OR ELEPHANT RIDING OR TREKKING

CANOEING

(GRADE 1-4 RAPIDS)
CANOPY OR TREETOP WALKING
CANYONING

CAVE OR RIVER TUBING

(GRADE 1-4 RAPIDS)
CLAY PIGEON SHOOTING
COASTERING

(AMATEUR AND OCCASIONAL ONLY)

CONSERVATION AND CHARITY WORK

(WORKING WITH HAND TOOLS ONLY)
CYCLE TOURING

(NON COMPETITIVE)
DRAGON BOATING

DUNE OR WADI BASHING
FALCONRY
FISHING TRIPS - OVERNIGHT

(LICENSED COMMERCIAL OPERATOR ONLY)

FLYING

(PASSENGER IN A LICENSED COMMERCIAL SMALL AIRCRAFT OR HELICOPTER)
FOOTBALL

(AMATEUR AND OCCASIONAL ONLY)
KARTING

GORGE SWINGING OR CANYON SWINGING
GORGE WALKING
GYMNASTICS

HOCKEY
HORSE RIDING

(NOT POLO, HUNTING OR JUMPING
HOT AIR BALLOONING

HUSKY SLEDGE
JET BOATING
JET SKIING

KAYAKING

(GRADE 1-4 RAPIDS)
LUGEING

(NOT ICE)
MARATHONS

(AMATEUR OR OCCASIONAL ONLY)

MARTIAL ARTS

(TRAINING ONLY)
MOUNTAIN BIKING

(NOT RACING OR EXTREME GROUND CONDITIONS OR STUNTS)
MUD BUGGYING

OSTRICH RIDING

(NOT RACING)
PAINTBALLING

(WEARING EYE PROTECTION)
PARASAILING

PARASCENDING

(OVER WATER)
PASSENGER IN PRIVATE OR SMALL AIRCRAFT OR HELICOPTER
RAFTING

(WHITE WATER OR BLACK WATER
GRADE 1 - 4 RAPIDS)

ROCK CLIMBING

INDOOR AND HARNESSED
RUGBY CODES

(AMATEUR AND OCCASIONAL ONLY, NO COMPETITIONS)
SAND YACHTING

SCUBA DIVING

(MAXIMUM DEPTH 30 METRES)
SEA CANOEING OR KAYAKING

(SHORT OR DAY TRIPS ONLY, WITH OVERNIGHT LAND STAYS ONLY)
TARGET RIFLE SHOOTING

TREKKING OR HIKING

(OVER 3,000 METRES BUT UNDER 5,000 METRES ALTITUDE)
TUBING
YACHTING

(NOT RACING AND SAILING INSIDE TERRITORIAL WATERS)

ZIP LINING OR FLYING FOX
ZORBING

MORE ACTIVITIES WE COVER

Our products are designed to offer some spontaneity when you travel.
The following activities are covered automatically with no additional premium required.

ARCHAEOLOGICAL DIGGING
ARCHERY

(AMATEUR & OCCASSIONAL ONLY)
BADMINTON

(AMATEUR AND OCCASIONAL ONLY)

BASEBALL

(AMATEUR & OCCASIONAL ONLY)
BASKETBALL

(AMATEUR AND OCCASIONAL ONLY)
CRICKET

(AMATEUR AND OCCASIONAL ONLY)

CYCLING

(NON COMPETITIVE)
FENCING
GOLF

(AMATEUR AND OCCASIONAL ONLY)

JOGGING
MOTORCYCLING
NOTE GENERAL EXCLUSION 9
NETBALL

(AMATEUR AND OCCASIONAL ONLY)

ORIENTEERING

(AMATEUR AND OCCASSIONAL ONLY)
RAMBLING
REFEREEING

(ON AN AMATEUR BASIS)

ROLLER BLADING

(NO RACING, HALF-PIPE, STUNTS OR EXTREME SKATING)
ROWING

(AMATEUR AND OCCASIONAL ONLY)
RUNNING

(SPRINT AND LONG DISTANCE)

SAFARI TOURS
SAND BOARDING
SLEIGH RIDES

SKATEBOARDING

(NO RACING, HALF-PIPE, STUNTS OR EXTREME SKATING)
SNORKELLING
SQUASH

SURFING

(not big wave or extreme surfing)
SWIMMING
TENNIS

(AMATEUR AND OCCASIONAL ONLY)

TREKKING OR HIKING

(UNDER 3,000 METRES ALTITUDE)
VOLLEYBALL

(AMATEUR AND OCCASIONAL ONLY)
WAKE BOARDING

(NO STUNTS)

WATER POLO

(AMATEUR AND OCCASIONAL ONLY)
WATERSKIING

(NO STUNTS)

SPORTS ACTIVITIES FAQs

We know that for some, true holiday bliss comes in the form of adrenalin pumping adventure sports.
Prefer scuba diving to sunbaking? That doesn’t mean you have to compromise on cover.

Q. What activities are covered under TINZ?
At TINZ we cater to those with a taste for adventure. Take note that you may not be covered for certain sports and activities automatically. However, you can add more adventurous activities by selecting our 'sports & activities’ add-on. Refer to the table above to see a full list of covered activities.

q. Which activities are excluded?
We don’t cover BMX riding, bobsleighing, boxing, cascading, cliff walking/jumping, competition contact sports, competitive cycling, cross country skiing, expeditions to remote areas such as Antartica, extreme sports, freestyle skiing, gliding, gorge walking, hang-gliding, high diving, mountaineering with ropes, off piste skiing, parachuting, piloting an aircraft, polo, potholing, racing, rock climbing, rock scrambling, running with the bulls, scuba diving more than 30 metres, skeletons, shark diving, ski acrobatics, ski jumping. For more information please refer to Policy Document.

Q. Am I covered off-piste skiing?
As long as you're with a qualified guide or instructor within ski resort boundaries, then we will cover you for off-piste skiing. We cannot cover you for skiiing in unpatrolled remote areas or unmarked slopes alone.

Q. Are my medical fees covered if I sustain an injury while participating in an adventure sport?
Yes. If you were to have an unforeseen accident on holiday while participating in a listed activity, your medical expenses would be covered, so long as you were not intentionally putting yourself at risk.

Q. What does activities with Special Conditions 2 refer to?
Certain high-risk activities fall under the Special Conditions 2 category, which are noted in the Policy Document. It is important to note that there is no cover for permanent disability, personal liability or death benefits for activities within this category.

Q. Do you cover scuba diving?
Absolutely. We agree that scuba diving is a great way to explore the deep blue sea. You're only covered if you hold an open water diving license or you are diving under licensed instruction. If you are a qualified scuba diver you are covered for accompanied dives with a maximum depth of 30 metres. If you are unqualified you are covered for a maximum depth of 30 metres with an instructor.

Q. Will I be covered to ride a scooter, moped or motorcycle while overseas?
You’re covered on two or three wheels, so long as your bike has a maximum engine size of 50cc. You are also required to wear a helmet and hold a current New Zealand motorcycle (or driver’s license) or a valid license recognized for the country you are travelling in.

Q. Which activities are excluded?
We don’t cover outdoor rock climbing, hang-gliding, boating in international waters or any kind of professional or competitive sports. For a full list of excluded activities please refer to Policy Document.

Q. Do you cover professional sports persons?
No. We consider professional and competitive sports too risky. If you are planning to compete in a sporting event (either as a professional sportsperson, or not as a paid sportsperson) you will need to seek cover from a specialist sports insurer.

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Step one

Trip Details.

Type the countries you are travelling to or select from popular destinations below.

Please Note: You do not need to include stopovers less than 48 hours, except for USA and Canada.

Are all travellers under 19 your children or grandchildren?

Age limit exceeded.

We are sorry!

Single Trip | Annual Multi-Trip

Adventure activities travel insurance

BUY SPORTS & ACTIVITIES COVER

ABSEILING

(Fully harnessed)

AMATEUR ATHLETICS

AMERICAN FOOTBALL

ASSAULT COURSE

(NO WEAPONS)

BATTLE RE-ENACTMENT

(NO LIVE FIREARMS)

BREATHING OBSERVATION BUBBLE DIVING

(MAX DEPTH 30 METRES)

BRIDGE WALKING

(SUPERVISED BY FULLY TRAINED GUIDE ONLY)

BUNGEE JUMPING

(3 JUMPS MAXIMUM)

CAMEL OR ELEPHANT RIDING OR TREKKING

CANOEING

(GRADE 1-4 RAPIDS)

CANOPY OR TREETOP WALKING

CANYONING

CAVE OR RIVER TUBING

(GRADE 1-4 RAPIDS)

CLAY PIGEON SHOOTING

COASTERING

(AMATEUR AND OCCASIONAL ONLY)

CONSERVATION AND CHARITY WORK

(WORKING WITH HAND TOOLS ONLY)

CYCLE TOURING

(NON COMPETITIVE)

DRAGON BOATING

DUNE OR WADI BASHING

FALCONRY

FISHING TRIPS - OVERNIGHT

(LICENSED COMMERCIAL OPERATOR ONLY)

FLYING

(PASSENGER IN A LICENSED COMMERCIAL SMALL AIRCRAFT OR HELICOPTER)

FOOTBALL

(AMATEUR AND OCCASIONAL ONLY)

KARTING

GORGE SWINGING OR CANYON SWINGING

GORGE WALKING

GYMNASTICS

HOCKEY

HORSE RIDING

(NOT POLO, HUNTING OR JUMPING

HOT AIR BALLOONING

HUSKY SLEDGE

JET BOATING

JET SKIING

KAYAKING

(GRADE 1-4 RAPIDS)

LUGEING

(NOT ICE)

MARATHONS

(AMATEUR OR OCCASIONAL ONLY)

MARTIAL ARTS

(TRAINING ONLY)

MOUNTAIN BIKING

(NOT RACING OR EXTREME GROUND CONDITIONS OR STUNTS)

MUD BUGGYING

OSTRICH RIDING

(NOT RACING)

PAINTBALLING

(WEARING EYE PROTECTION)

PARASAILING

PARASCENDING

(OVER WATER)

PASSENGER IN PRIVATE OR SMALL AIRCRAFT OR HELICOPTER

RAFTING

(WHITE WATER OR BLACK WATER GRADE 1 - 4 RAPIDS)

ROCK CLIMBING

Adventure activities
travel insurance

(WHITE WATER OR BLACK WATER
GRADE 1 - 4 RAPIDS)

MOTORCYCLING
NOTE GENERAL EXCLUSION 9