Do you have a thirst for travel? Those with a strong desire for wanderlust have come to the right place! Long term travel insurance gives you the freedom to focus on your trip. Don’t worry. Just travel.
That’s right, we cover for longer! Most insurers limit their cover to 12 months, with TINZ you can get cover for up to 18 months.
Don’t lose out if you have to cancel your trip. Our policies cover unlimited costs if you can no longer travel or have to return home early.
Airport delays are a common frustration when travelling long term. Our policies
If you’re caught up in an act of terror, we’ll pay for your flight home, cover medical costs and in some cases provide you with reimbursement for trip cancellation.
At TINZ your health is our number one priority. Our emergency assistance experts are just a phone call away 24 hours a day, seven days a week.
No doubt you’ll be taking a few gadgets away with you on your long trip. Our plans provide top levels of cover for phones, iPads, cameras and laptops.
Rest assured with
You can add on extras after you’ve left the country. You can even extend your policy from overseas if you’re having too much fun.
Whether you’re looking for budget cover or after the full works, we have a travel insurance plan to suit your holiday.
If you claim for the same or similar services/facilities under Sections 6, 7, 7A and/or 7B, we will only pay the higher of the two amounts, not both. Sub-limits may apply, please refer to the relevant sections in the PDS.
* means that the benefit is not covered while travelling in New Zealand.
Get comprehensive cover all year round. If you’re planning several trips this year, rather than one extended break our frequent traveller policy could save you time and money.
Our annual multi-trip policy covers an unlimited number of trips over a 12 month period. You get the same level of cover as our comprehensive plus international plan, meaning you get top cover for less. You can tailor your individual trip duration from 15 days up to 90 days.
Globetrotting can be an exciting, eye-opening adventure. It can also be unexpectedly expensive without proper cover!
Whether you're taking a gap year, going backpacking, or working overseas it's important to get top cover for your long stay trip.
Most insurers limit their cover to twelve months, with TINZ you can get cover for up to 18 months allowing you to globetrot worry-free. Yippee!
No, technically you can purchase a policy for any country with TINZ. However, our policies do not cover claims for losses caused by something that you were aware of at the time of purchasing your policy.
TINZ's Comprehensive Plus policy is the highest level of cover available to purchase. It includes unlimited cover for medical emergencies, unlimited cover for cancellation, $25,000 for luggage and personal items, $5 Million for personal liability, $6,000 for rental vehicle excess, $10 Million for terrorism, $10,400 for loss of income and much more. Compare our plans in more detail here.
Persons of any age can buy a policy, however trip limits do apply. Those under 69 years can purchase a policy for a maximum trip duration of 18 months only. Those over 70 can purchase a policy for a maximum trip duration of 6 months only. Our frequent traveller policy is only available to travellers aged 64 and under.
Yes, you most definitely can. If you’re a New Zealand resident already overseas, you can purchase travel insurance away from home, no matter where in the world you are. Simply use the quote box above to purchase our Already Overseas plan or contact our friendly customer service team on +64 9887 8477.
Having too much fun on your long trip and want to extend your cover for longer? No worries, you can extend your policy but you will need to apply with us at least 48 hours before your current policy expires. Unfortunately, we cannot extend policies for more than 18 months in duration.
Take note, you may not be covered for certain sports and activities automatically if you don't opt for the 'sports & activities’ add-on. Learn more about our adventure activities cover here.
TINZ automatically covers 35 pre-existing medical conditions at no cost. This includes conditions such as acne, asthma, cataracts, diabetes and osteoporosis. Click here to see a full list of conditions that are automatically covered.
If you’re a tech-head you’ll be glad to hear that our luggage insurance covers personal computers, video recorders and cameras for up to $3,000 per item. All other items, including mobile phones and
Yes, all our policies cover you whether your trip is on land or out at sea. We’re on board with you and don’t charge any extra if you’re heading on a cruise.
All of TINZ's travel insurance policies cover kids at no additional cost. Your child is eligible if they are financially dependent, under
How quickly can you talk? It only takes a few minutes. Taking out travel insurance is a very