Spending several months exploring the world with nothing but a pack on your back is sure to be a life changing experience. However, having backpacker travel insurance will ensure you can focus on having fun!
Your health is our number one priority. Our emergency assistance experts are just a phone call away 24 hours a day, seven days a week.
Don’t lose out if you have to cancel your trip. We offer cover if you can no longer travel or have to return home early due to unforeseen events.
Delays are a common frustration when travelling. We provides you with compensation if you’re delayed for more than six hours.
If you’re caught up in an act of terror, we’ll pay for your flight home, cover medical costs and in some cases trip cancellation.
You’re covered on two wheels, so long as you’re wearing a helmet and the driver holds a valid licence recognised in the country you are travelling.
No doubt you’ll be taking a few gadgets away with you. Our plans provide different levels of cover for phones, iPads, cameras and laptops.
That’s right, we for longer. Most insurers limit their cover to twelve months, with TINZ you can get cover for up to 18 months with the ability to extend.
We cover thrillseekers and adventure junkies! From bunjee jumping, zorbing, scuba diving and more, we support your right to live on the edge!
Whether you’re looking for budget cover or after the full works, we have a travel insurance plan to suit your holiday.
If you claim for the same or similar services/facilities under Sections 6, 7, 7A and/or 7B, we will only pay the higher of the two amounts, not both. Sub-limits may apply, please refer to the relevant sections in the PDS.
* means that the benefit is not covered while travelling in New Zealand.
Taking a few big backpacking trips in the next 12 months? If you’re planning several trips this year this frequent traveller policy can save you time and money.
Our annual multi-trip policy covers an unlimited number of trips over a 12 month period. We give you the same level of cover as our comprehensive international plan, meaning you get full coverage for less. You can tailor your individual trip duration from 15 days up to 90 days. Please note this policy is only available for customers under the age of 64.
Although most backpackers are on a budget, the last thing you should be scrimping on is your travel insurance.
Did you know the cost of a night in intensive care can be more than $20,000 per night in some countries?
For further information, check out our FAQ’s below.
At TINZ we cater for those with a taste for adventure. We cover a wide range of adventure sports such as bungee jumping, scuba diving (max depth 30 metres), jet skiing, kayaking and more. To see a full list of covered activities click here.
We don’t cover outdoor rock climbing, hang-gliding, boating in international waters or any kind of professional or competition sports. For a full list of excluded activities please refer to PDS.
Yes. If you were to have an unforeseen accident on holiday while participating in a listed activity, your medical expenses would be covered, so long as you were not intentionally putting yourself at risk.
Although hiring a rental vehicle affords you plenty of freedom on your travels, there’s always the possibility that you may damage your hire car. TINZ includes a $6,000 rental vehicle excess cover as standard on our Comprehensive and Comprehensive Plus plans, saving you on exorbitant insurance excess fees when you hire a car.
Yes. Please be aware the rental vehicle excess benefit does not take the place of rental vehicle insurance. We will reimburse you up to $6,000 for any excess or deductible if your rental vehicle is damaged or stolen while you are driving (or while in your custody).
Unlike most insurers we don’t exclude terrorism. If you’re caught up in an act of terror, we’ll pay for your flight home, cover your medical costs and in some cases, reimburse you for trip cancellation. See PDS for more information.
When it comes to alcohol we understand that for some, there’s no better way to kick off a holiday than with a poolside cocktail (or two). However, we would exclude any claims involving drugs/or alcohol. Please note this exclusion is only applicable if it was your intoxication that resulted in the claim.
It depends. We will pay up to $1,000 for individual single items and $3,000 for personal computers, video recorders or cameras. If you have an item that exceeds either of these costs you can insure it separately up to an additional $5,000. Unfortunately, we are only able to cover an item of jewellery for up to $1,000.