Travel insurance and MENTAL HEALTH

mental health

google

Approximately one in six New Zealanders experience symptoms of a mental health condition every year, yet when it comes to travel cover for those affected, it can be a minefield.

Whilst the majority of travel insurers rule out cover for mental illness as a general exclusion, you can count on TINZ for cover. 

better online medical screening

TINZ's new medical screening process promises to assess a greater range of medical conditions including some mental illnesses.

We’ve spent a great deal of time looking at our customers’ risk profiles, and are pleased to say that our online health screening now offers cover to many people with depression, anxiety, or anorexia.

Provided your condition has been stable for 12 months without treatment or hospitalisation, TINZ customers can apply for cover by completing our online medical assessment during the quote process.

You will be asked a few questions about your condition such as when you were first diagnosed, whether you have been admitted to hospital and whether you regularly receive treatment, before cover can be determined.

tips for travelling with mental illness

  • Consult with your doctor and make sure you have all the medication you require for your trip. It's a good idea to have a doctor's note to accompany your medications in case you are queried at customs

  • Do your research and talk to your medical team about your destination and solutions to common travel issues like jet lag and motion sickness. Knowing what to expect can relieve symptoms of anxiety and keep you in control.

  • Be prepared for the possibility of homesickness. Travel can be exhilarating but difficult at times for those prone to feelings of loneliness and isolation.

  • Bring along some coping strategies. Whether it's some helpful print outs, meditation exercises or some deep breathing techniques, make sure you have some tried-and-tested coping aids for those stressful moments.

  • Practise moderation when on the road. It can be easy to go overboard while travelling and overindulge in poor food choices, alcohol and too little sleep. Ensure you are maintaining some healthy habits and taking care of your mind and body.

  • Sort out your paperwork. A letter from your doctor stating your pre-existing condition, symptoms you suffer from and a list of emergency contacts can be helpful should you require medical assistance during your travels. Relevant information that is easily accessible to a foreign medical practitioner can help get you on the road to recovery.

get cover for your mental illness

We are firm believers in travel and wellness. While having a mental illness can be debilitating it shouldn't be a deterrent to fulfilling your holiday dreams. Travel can be a wonderful way to manage some of the symptoms of mental illness – a relaxing break could be just what the doctor ordered.

General Advice Warning:  The information provided is of a general nature only and does not take into account any particular personal objectives, financial situation or needs.  Before making a decision you should consider the appropriateness of the information having regard to your personal objectives, needs and circumstances.

 

Further reading

ski travel insurance

Need ski cover?

Make sure you're covered when swooshing down the slopes.   
 

cruiseTake cover when cruising 

Make sure you're covered both on land and at sea.
 

high value itemsHigh value items

Find out how to protect your expensive belonging on your next trip.

 

Popular resources

Multi-trip cover

multi-tripGet the inside scoop on multi-trip policies.
 

Travel insurance tricks

travel insurance tipsWe tell you what you need to know when buying travel insurance. 
 

Credit card travel insurance 

credit card

Is credit card cover what it's cracked up to be? We find out.

 

stuff we cover